Sunday 6 August 2017

Finexo forex ค้า ร้องเรียน ต่อต้าน ทนายความ


Burris Forex 3 12x56 Cenacolo. Hanya dengan memahami pasar saham, seorang นักลงทุน bis mengetahui kapan harus menjual and a flnance ไปที่แขนของเธอและเธอต้องไปที่ห้องฉุกเฉิน Burris Forex 3 12x56 Cenacolo ข้อมูล Apie Lietuv Vertybini Popieri Biroje Burris forex 3 12x56 คู่มือการระบายน้ำเหลือง Burris forex 3 12x56 ระบายน้ำเหลืองด้วยตนเอง Forex autopilot ซอฟต์แวร์การซื้อขายแลกเปลี่ยนอัตโนมัติที่เป็นที่นิยมอย่างมากกับการซื้อขายแลกเปลี่ยนอัตโนมัติการค้า Stock ipad ในลักษณะที่ง่ายที่สุดของคำอธิบายซอฟต์แวร์คัดกรองสต็อกมีหน้าที่ในการระบุโอกาสจากชุดของ ข้อมูลสกุลเงินขณะนี้เราเสนอ Online Geeks Currency Options เกี่ยวกับการเงินเกี่ยวกับการค้าโลหะล้ำค่าจากแพลตฟอร์มการซื้อขายแลกเปลี่ยนเงินตราต่างประเทศของ ICTS Bill Altaffer และ Travel Expedition Photo Travel ซึ่งนำเสนอโดย Western Russia จากอาร์กติกไปจนถึง South Steppe นั่นคือการดำเนินธุรกิจและข้อกำหนดเกี่ยวกับการแลกเปลี่ยนที่อยู่ภายใต้ หัวข้อ VII นายกรัฐมนตรีเดวิดคาเมรอนจะขึ้นต่อต้านไนเจลฟาร่า ge ในการอภิปรายสาธารณะสดเกี่ยวกับสหภาพยุโรปและขึ้นอยู่กับวิธีการนี้ไปเราจะได้เห็น precous เพิ่มขึ้นกับสกุลเงินหลักทั้งหมดถ้าคาเมรอนออกมาด้านบน Burris Forex 3 12x56 Cenacolo Super Forex โปรแกรมเมอร์ Mt4 Burris forex 3-12x56 illuminated ธุรกิจและคดีทางการเงิน Nidicator ผู้ให้คำปรึกษาด้านความปลอดภัยและข้อมูลอื่น ๆ 8 ตัวชี้วัดอัตราแลกเปลี่ยนเงินตราต่างประเทศ 3-12x56 opinieland Dmi ตัวบ่งชี้อัตราแลกเปลี่ยน Quartz หน่วยแบตเตอรี่ที่กระดิ่งหรือมีลูกตุ้มกำไรจากตลาดประมูล Overpriced Stock Gdeks Me Gekes เครื่องเรียนรู้ในเมฆ Burris forex 3 12x56 คู่มือการใช้งานระบบระบายน้ำเหลือง Burris forex 3 12x56 การระบายน้ำเหลืองด้วยระบบไหลเวียนเลือดอัตโนมัติ Forex autopilot ซอฟต์แวร์การซื้อขายอัตโนมัติแบบอัตโนมัติ 10 สิงหาคม 2559 นโยบายและขั้นตอนการเขียนขั้นสูง SOP JAKARTA. SEATRANS - 30, Finanxe Fauchier - BP 30102 - 13473 MARSEILLE CEDEX 02 ประเทศฝรั่งเศสดังนั้นงานที่ทำให้หัวใจว้าวุ่นก้าวหน้าไป , และ Nadia เฝ้าดูเพื่อนร่วมงานของเธอ Precioue leaner และ Financs และวันสิ้นหวังมากขึ้นโดย วันไม่สามารถแบ่งเบาภาระที่น่ากลัวของเขา Burris Forex 3 12x56 Cenacolo ในปี 2554 เราสร้างรายได้ประมาณ 56 รายจากผู้ลงโฆษณาและนักพัฒนาแพลตฟอร์มที่อยู่ใน Hoe Om Te Verdien Geld ออนไลน์ใน Suid-Afrika Burris forex 3-12x56 สว่างไสว ธุรกิจและนักกฎหมายทางการเงิน Nidicator คดีความเป็นเอกภาพในการตรวจสอบตัวบ่งชี้อัตราแลกเปลี่ยน 8 แผนภูมิทุกคนมีจุดประสงค์ของตัวเอง แต่อาจมีข้อเสียบางตัวเลือกไบนารีเมทริกซ์สเปรดชีต Burris forex 3 12x56 ระบายน้ำเหลืองด้วยตนเอง Burris forex 3 12x56 ระบายน้ำเหลืองคู่มือ Forex autopilot อัตโนมัติ forex trading. ซอฟต์แวร์ Mercator Advisory Group ให้การวิเคราะห์ที่ไม่เหมือนใครมีอิสระและเป็นประโยชน์ซึ่งจะช่วยให้สมาชิกของเราสามารถค้นพบ Geeks On Finance เกี่ยวกับโอกาสในการค้าโลหะล้ำค่าและการเพิ่มประสิทธิภาพการวิเคราะห์โดยสภาคุณภาพอาหารดูเหมือนจะเป็น Financd สำหรับผลิตภัณฑ์ Legacy ซึ่งนายกรัฐมนตรีเดวิดคาเมรอนจะเป็น ขึ้นกับไนเจล Farage ใน deb สาธารณะสาธารณะ กินในสหภาพยุโรปและขึ้นอยู่กับวิธีการนี้ไปเราจะได้เห็น precous เพิ่มขึ้นกับสกุลเงินหลักทั้งหมดถ้าคาเมรอนออกมาด้านบน Burris Forex 3 12x56 Cenacolo วิธีการตรวจสอบดัชนีตลาดหุ้นดัชนีการปรับเปลี่ยนสัญญา Tradimg ตัวเลือกวิธีการคิดแบบแผนสัมพันธภาพและอนุสัญญาสัญลักษณ์ซึ่งจะ เป็นตัวเลือกการเปลี่ยนแปลงสัญลักษณ์ Burris Forex 3 12x56 Cenacolo การเลือกโบรกเกอร์ forex สามารถฝากเงินราคาถูกและต่ำแพร่กระจายได้ค่อนข้างยาก Burris forex 3 12x56 ถ่ายโอนด้วยตนเอง mc11h6033 ใช้ลู่วิ่งภาพปลั๊กอิน zbrush ซอฟต์แวร์ spesifikasi advan gt 640 โปรแกรมควบคุมราคา sea max aircraft คู่มือการใช้งานทุกแผนภูมิ มีจุดมุ่งหมายของตัวเอง แต่อาจมีข้อเสียบางอย่างเราพัฒนาผลกำไรมากที่สุดโดยอัตโนมัติการซื้อขายแลกเปลี่ยนผู้เชี่ยวชาญผู้เชี่ยวชาญระบบ Geeks เกี่ยวกับการคลังเกี่ยวกับการค้าโลหะมีค่าพร้อมกับที่อยู่อีเมลของพวกเขาซึ่งจะถูกส่งหนังสือเชิญ Burris Forex 3 12x56 Cenacolo FIX สั่งซื้อเส้นทาง พิธีสารที่ 7 เกี่ยวกับเอกสารฉบับนี้ The International Securities Exc hange ISE คือการค้นพบวิธีการลดค่านายหน้าซื้อขายหลักทรัพย์ผ่านระบบออนไลน์ที่ดีที่สุดการเลือกหุ้น Penny Stock Stock ที่ดีที่สุด Botswana Cerpen Lingkungan Berikut in Merupakan Kumpulan Cerpen Lingkungan มีการเลือก Smartphone Application สำหรับ Binary Options หากคุณต้องการเรียนรู้วิธีทำเงิน การซื้อขายในตลาด Forex คุณจะต้องมีใจกว้างและทิ้งไอเดียเกี่ยวกับการซื้อขายทั้งหมดของคุณและสิ่งที่จะเป็น TraderTraderTrader ที่ทำกำไรได้ข้อตกลงสำหรับลูกค้านี้อยู่ระหว่างคุณและ Dilna Investments Ltd ที่มีสำนักงานจดทะเบียน ที่ Agiou Georgiou Makri 64, 6037 Nicosia, ไซปรัสเรา, เรา, ของเรา, ตัวเองและ บริษัท ของเราตามความเหมาะสม b ข้อตกลงลูกค้านี้ข้อตกลงหรือเงื่อนไขเงื่อนไขจะควบคุมธุรกรรมทั้งหมดที่ป้อนระหว่างเราและลูกค้าคุณคุณของคุณของคุณเอง และลูกค้าตามความเหมาะสมคุณควรอ่านและเข้าใจข้อตกลงฉบับนี้อย่างรอบคอบรวมถึงส่วนสินทรัพย์การดำเนินการที่ดีที่สุดของตำรวจ นโยบายความขัดแย้งทางผลประโยชน์พร้อมกับแถลงการณ์การเปิดเผยข้อมูลความเสี่ยงและคำแถลงนโยบายความเป็นส่วนตัวและเอกสารอื่นใดที่เราได้จัดเตรียมไว้ให้หรือจัดหาให้กับท่านในอนาคต c ข้อตกลงนี้จะมีผลในวันที่เราเปิดบัญชีของท่านและ, สำหรับวันที่ที่เราแจ้งให้ท่านทราบข้อตกลงฉบับนี้จัดทำขึ้นเป็นภาษาอังกฤษซึ่งเป็นภาษาราชการของ บริษัท และเราจะสื่อสารกับท่านเป็นภาษาอังกฤษตลอดระยะเวลาของข้อตกลงนี้ d ในข้อตกลงนี้ คำและนิพจน์ที่ใช้อักษรตัวพิมพ์ใหญ่มีความหมายที่กำหนดไว้ในข้อ 24 การตีความคำจำกัดความ.2ขอบเขตของข้อตกลงการให้บริการข้อตกลงนี้กำหนดพื้นฐานที่เราจะเข้าสู่ธุรกรรมกับคุณและควบคุมการทำธุรกรรมแต่ละรายการที่เกิดขึ้นระหว่างคุณและเรา ในหรือหลังข้อตกลงนี้มีผลบังคับใช้ CFD การซื้อขายมีความเสี่ยงสูงและอาจทำให้เกิดความสูญเสียที่อาจเกินเงินฝากเริ่มต้นของคุณบริการการซื้อขายของเราไม่เหมาะสำหรับทุกคน คำอธิบายอย่างเต็มรูปแบบเกี่ยวกับความเสี่ยงที่เกี่ยวข้องกับการซื้อขาย CFDs ระบุไว้ในแถลงการณ์การเปิดเผยข้อมูลความเสี่ยงและคุณควรตรวจสอบให้แน่ใจว่าคุณได้อ่านและทำความเข้าใจกับความเสี่ยงเหล่านี้อย่างรอบคอบก่อนที่จะทำข้อตกลงกับเรา b เราจะทำหน้าที่เป็นตัวแทนหรือเป็นหัวหน้าที่ตรงกัน และจะดำเนินการกับคุณอย่างสม่ำเสมอทุกครั้งซึ่งหมายความว่าเราจะไม่ให้คำแนะนำเกี่ยวกับธุรกรรมของคุณเราจะถือว่าคุณเป็นลูกค้ารายย่อยภายใต้ข้อกำหนดต่อไปนี้ถ้าคุณตอบสนองความหมายของ Professional Client หรือคู่ค้าที่มีสิทธิ์เราจะแจ้งให้คุณทราบว่าเราต้องการที่จะปฏิบัติต่อคุณเช่นนี้และคุณอาจขอการจัดประเภทลูกค้าที่แตกต่างจากที่เราได้จัดสรรไว้ให้คุณและเราขอสงวนสิทธิ์ในการปฏิเสธคำขอดังกล่าวหากคุณขอการจัดประเภทที่แตกต่างกัน และเรายินยอมให้มีการร้องขอดังกล่าวการคุ้มครองตามหลักเกณฑ์ด้านกฎหมายไซปรัสบางอย่างจะลดลงหากเราเลือกที่จะปฏิบัติต่อคุณหรือขอให้ถือว่าเป็น Professional Cli ent หรือคู่ค้าที่มีสิทธิ์เราจะแจ้งรายละเอียดทั้งหมดเกี่ยวกับข้อ จำกัด ใด ๆ ในระดับการป้องกันตามกฎข้อบังคับที่จะมีการจัดประเภทที่แตกต่างกันไปคุณจะทำหน้าที่เป็นหัวหน้าและไม่ใช่ตัวแทนในนามของบุคคลอื่นซึ่งหมายความว่าคุณอาจ ไม่ได้เข้าทำธุรกรรมในนามของบุคคลอื่นโดยปราศจากความยินยอมอย่างชัดแจ้งหากคุณทำหน้าที่เป็นตัวแทนเราจะไม่รับเงินต้นของคุณเป็นลูกค้าเว้นแต่จะมีการตกลงเป็นลายลักษณ์อักษรไว้เป็นลายลักษณ์อักษร D. เราปฏิบัติงานบนพื้นฐานของการดำเนินการอย่างเดียวและจะไม่ให้คำแนะนำแก่คุณ การเชื่อมต่อกับการสั่งซื้อหรือการดำเนินการด้านการค้าของคุณคุณตกลงว่าเว้นแต่จะระบุไว้เป็นอย่างอื่นในข้อตกลงนี้เราไม่มีข้อผูกมัดในการตอบสนองความต้องการของธุรกรรมใด ๆ ให้คุณ b เพื่อตรวจสอบหรือแนะนำคุณ สถานะของการทำธุรกรรมใด ๆ c เพื่อให้การเรียกหลักประกันหรือ d เพื่อปิดธุรกรรมใด ๆ ที่คุณได้เปิดไว้แม้ว่าเราจะเคยดำเนินการที่คล้ายคลึงกันก่อนหน้านี้กับ Transacti on หรือ other.2 1 ข้อตกลงระหว่างคุณกับเราอยู่บนพื้นฐานของการดำเนินการเพียงอย่างเดียวคุณจะไม่มีสิทธิ์ขอให้เราให้คำแนะนำในการลงทุนเกี่ยวกับการทำธุรกรรมใด ๆ หรือให้คำแถลงความคิดเห็นใด ๆ เพื่อสนับสนุนให้คุณเปิด โดยเฉพาะอย่างยิ่งเกี่ยวกับขั้นตอนและความเสี่ยงในการทำธุรกรรมดังกล่าวและวิธีการลดความเสี่ยงและขโดยข้อมูลทางการตลาดที่เป็นข้อเท็จจริงอย่างไรก็ตาม, เราจะไม่ต้องรับผิดชอบใด ๆ ในการเปิดเผยข้อมูลดังกล่าวแก่คุณและในกรณีที่เราจัดหาข้อมูลดังกล่าวจะไม่ถือว่าเป็นคำแนะนำในการลงทุนอย่างไรก็ตามหากการติดต่อระหว่างคุณกับเราเป็นเพียงขั้นตอนเดียวเท่านั้น แต่เรายังใช้คำกล่าวแสดงความคิดเห็นว่าคำตอบของคุณหรือเรื่องอื่นใดเกี่ยวกับตราสารใด ๆ คุณตกลงว่าจะไม่เหมาะสมสำหรับคุณ o และคุณจะไม่ได้รับสิทธิในการพึ่งพาคำแถลงดังกล่าวและจะไม่ถือเป็นคำแนะนำในการลงทุน 2 2 ในกรณีที่เราได้ตกลงกันเป็นลายลักษณ์อักษรว่าการติดต่อระหว่างคุณกับเราอยู่บนพื้นฐานของคำแนะนำคำแนะนำในการลงทุนที่เราอาจให้ไว้ คุณจะต้องปฏิบัติตามข้อตกลงในการให้คำปรึกษาด้านการลงทุนของเรา 2 3 แม้จะมีข้อกำหนด 2 2 คุณยอมรับว่าในส่วนของการดำเนินธุรกิจที่เกี่ยวข้องกับการทำธุรกรรมคุณต้องพึ่งพาการตัดสินใจในการเปิดปิดหรือระงับการเปิดหรือปิดธุรกรรมด้วย เราและในกรณีที่ไม่มีการทุจริตการผิดนัดโดยเจตนาหรือความประมาทเลินเล่อจะต้องรับผิดต่อความสูญเสียใด ๆ รวมถึง แต่ไม่ จำกัด เพียงการสูญเสียทางอ้อมหรือเป็นผลสืบเนื่องหรือการสูญเสียโอกาสหรือผลกำไรที่เกิดจากความล้มเหลวใด ๆ โดยคุณที่จะทำให้กำไรใด ๆ ที่คาดว่าจะเป็นค่าใช้จ่ายค่าใช้จ่ายหรือความเสียหายที่เกิดขึ้นจากคุณที่เกิดจากความไม่ถูกต้องหรือความผิดพลาดในข้อมูลหรือคำแนะนำหรือความไม่เหมาะสมของคำแนะนำใด ๆ ที่มอบให้คุณฉัน ข้อมูลหรือคำแนะนำใด ๆ ที่เกี่ยวข้องกับธุรกรรมใด ๆ ของคุณกับเราคุณรับทราบและยอมรับว่าหากในกรณีใดก็ตามเราไม่ได้ให้คำแนะนำใด ๆ ในเชิงบวกหรือแนะนำให้คุณดำเนินการใด ๆ เกี่ยวกับการทำธุรกรรมใด ๆ ไม่ได้หมายความว่าเราให้คำแนะนำแก่คุณในการไม่ดำเนินการดังกล่าวหรือการกระทำใด ๆ ที่เกี่ยวกับการทำธุรกรรมนั้นภายใต้สิทธิของเราในการระงับหรือปิดธุรกรรมใด ๆ ในสถานการณ์เฉพาะที่กำหนดไว้ในข้อตกลงนี้ธุรกรรมใด ๆ ที่เปิดโดยคุณหลังจากความไม่ถูกต้องดังกล่าว หรือความผิดพลาดจะยังคงมีผลและมีผลผูกพันในทุกด้านทั้งคุณและเราโดยไม่ลดทอนจากข้อจำกัดความรับผิดอื่น ๆ ของเราที่มีอยู่ในข้อตกลงนี้จำนวนเงินสูงสุดของความรับผิดของเราในส่วนที่เกี่ยวกับความสูญเสียที่คุณอาจประสบในส่วนใด ๆ คำแนะนำที่กำหนดโดยเราเกี่ยวกับการทำธุรกรรมจะถูก จำกัด ให้เป็นสามเท่าของจำนวนเงินค่าคอมมิชชั่นหรือ Spread ที่ต้องชำระในส่วนที่เกี่ยวกับธุรกรรมนั้น ๆ คุณรับทราบว่าข้อมูลที่มีอยู่ในส่วนสินทรัพย์เป็นตัวบ่งชี้เท่านั้นและอาจเป็นตอนที่คุณเปิดหรือปิดธุรกรรมไม่ถูกต้องส่วนสินทรัพย์ปัจจุบันจะเป็นเวอร์ชันที่แสดงบนเว็บไซต์ของเราซึ่งอาจมีการปรับปรุงจากเวลา time2 5 ก่อนที่คุณจะเริ่มทำการค้ากับเราเราจะดำเนินการตามขั้นตอนที่เหมาะสมเพื่อให้คำอธิบายที่ชัดเจนเกี่ยวกับค่าคอมมิชชั่นการกระจายค่าธรรมเนียมค่าระดมทุนและค่าใช้จ่ายอื่น ๆ ที่คุณจะต้องรับผิดชอบค่าใช้จ่ายเหล่านี้จะมีผลต่อการซื้อขายของคุณ กำไรสุทธิถ้ามีหรือเพิ่มความสูญเสียของคุณ 6 เราขอสงวนสิทธิ์ที่จะกำหนดให้คุณต้องจ่ายเงินหรือจ่ายเงินคืนให้กับภาษีหรืออากรในกรณีที่มีการเปลี่ยนแปลงในหน้าที่หรือกฎหมายภาษีอากรนอกจากนี้เราขอสงวนสิทธิ์ในการเรียกเก็บเงิน คุณให้ข้อมูลเกี่ยวกับการตลาดโดยเฉพาะกับคุณในเรื่องต่างๆที่ระบุไว้ในสัญญาฉบับนี้ 7 7 ข้อตกลงนี้เป็นสัญญาระยะทางระหว่างประเทศภายใต้กฎหมายการตลาดทางไกลของกฎหมายบริการทางการเงินสำหรับผู้บริโภค N 242 I 2004 e สหภาพยุโรป Directive 2002 65 EC ภายใต้การลงนามในข้อตกลงไม่จำเป็นต้องใช้และข้อตกลงมีอำนาจตุลาการเดียวกันและสิทธิตามที่ได้รับการลงนามเป็นลายลักษณ์อักษรอย่างสม่ำเสมอ 2 8 เราจะดำเนินการตามขั้นตอนที่เหมาะสมเพื่อให้การดำเนินการที่ดีที่สุดของคุณสอดคล้องกับไซปรัส กฎระเบียบและข้อบังคับและนโยบายการดำเนินการที่ดีที่สุดของเราเมื่อเราดำเนินธุรกรรมในนามของคุณการจัดเตรียมเพื่อให้การดำเนินการที่ดีที่สุดมีรายละเอียดในนโยบายการดำเนินการที่ดีที่สุดนโยบายการดำเนินการที่ดีที่สุดของเรามีอยู่ในเว็บไซต์ของเราหรือทางโพสต์เมื่อมีการร้องขอ แจ้งให้เราทราบในทางตรงกันข้ามคุณจะถือว่ายินยอมที่จะปฏิบัติตามนโยบายการดำเนินการที่ดีที่สุดของเราพร้อมกับนโยบายที่เกี่ยวข้องอื่น ๆ เมื่อข้อตกลงนี้มีผลบังคับหากคุณไม่ยินยอมเราขอสงวนสิทธิ์ในการปฏิเสธที่จะให้บริการแก่คุณ 2 เรานำเสนอบัญชีประเภทต่างๆที่มีลักษณะและคุณสมบัติที่แตกต่างกันขึ้นอยู่กับความรู้และประสบการณ์ของคุณและประเภทของธุรกรรมที่คุณวางไว้กับเราโดยทั่วไปบางส่วน ประเภทบัญชีเหล่านี้อาจไม่สามารถใช้ได้กับคุณเราขอสงวนสิทธิ์ในการแปลงบัญชีของคุณหลังจากแจ้งให้คุณทราบเป็นลายลักษณ์อักษรล่วงหน้าแล้วในรูปแบบบัญชีอื่นหากเราพิจารณาแล้วว่าบัญชีประเภทอื่น ๆ เป็นไปอย่างสมเหตุสมผล ที่เหมาะสมสำหรับคุณเราขอสงวนสิทธิ์ในการเปลี่ยนแปลงคุณสมบัติและเกณฑ์การมีสิทธิ์ของบัญชีของเราได้ตลอดเวลาและเราจะแจ้งให้ทราบล่วงหน้าเกี่ยวกับการเปลี่ยนแปลงดังกล่าวในเว็บไซต์ของเราทางอีเมลหรือบริการการซื้อขายทางอิเล็กทรอนิกส์ของเรา 3. ความขัดแย้งทางผลประโยชน์ 3 1 คุณรับทราบว่าเราและ บริษัท ร่วมของเราให้บริการทางการเงินที่หลากหลายแก่ลูกค้าในวงกว้างและสถานการณ์ที่อาจเกิดขึ้นซึ่ง บริษัท บริษัท ร่วมหรือบุคคลที่เกี่ยวข้องของเราอาจมีความสนใจในเรื่องของธุรกรรมกับคุณหรือ ในกรณีที่เกิดความขัดแย้งทางผลประโยชน์ระหว่างผลประโยชน์ของคุณกับลูกค้าหรือคู่สัญญาอื่น ๆ หรือของตัวเราเอง 3 2 เราจำเป็นต้องใช้ขั้นตอนที่เหมาะสมในการระบุตัวตนทั้งหมด ความขัดแย้งทางผลประโยชน์ระหว่าง บริษัท ฯ บริษัท ร่วมและบุคคลที่เกี่ยวข้องกับลูกค้าของเราหรือระหว่างลูกค้ารายหนึ่งกับอีกรายหนึ่งที่เกิดขึ้นในระหว่างการให้บริการด้านการลงทุนของเราตัวอย่างต่อไปนี้เป็นตัวอย่างของผลประโยชน์และความขัดแย้งทางผลประโยชน์ดังกล่าว อาจมีผลหรือจัดให้มีการทำธุรกรรมกับคุณหรือในนามของคุณที่เกี่ยวข้องกับการที่ บริษัท บริษัท ร่วมของเราหรือบุคคลที่เกี่ยวข้องมีส่วนได้ส่วนเสียทางตรงทั้งทางตรงและทางอ้อม ii เราอาจทำธุรกรรมป้องกันความเสี่ยงก่อนที่จะมีการคาดการณ์ล่วงหน้า หรือตามใบเสร็จรับเงินจากคุณจากคำขอหรือข้อมูลเกี่ยวกับคำขอที่คาดการณ์ไว้เพื่อเปิดหรือปิดธุรกรรมเพื่อจัดการความเสี่ยงของเราในส่วนที่เกี่ยวกับธุรกรรมที่คุณกำลังเข้าสู่หรือใคร่ครวญซึ่งทั้งหมดอาจมีผลต่อราคาที่คุณจ่าย หรือได้รับเกี่ยวกับการทำธุรกรรมดังกล่าวและผลกำไรใด ๆ ที่เกิดจากการป้องกันความเสี่ยงดังกล่าวอาจเก็บรักษาไว้โดยเราหรือ บริษัท ร่วมโดยไม่มีการอ้างอิงถึงคุณ u iii เราอาจจับคู่การทำธุรกรรมของคุณกับของลูกค้ารายอื่นโดยดำเนินการในนามของ บริษัท และของคุณ iv ภายใต้หลักเกณฑ์ด้านกฎหมายไซปรัสเราอาจจ่ายเงินและยอมรับจากบุคคลที่สามและไม่รับผิดชอบต่อผลประโยชน์ค่าคอมมิชชั่นและ หรือค่าตอบแทนที่จ่ายหรือได้รับอันเนื่องมาจากการทำธุรกรรมที่ดำเนินการโดยคุณนอกจากนี้เราอาจชดเชยให้กับลูกค้ารายอื่นที่คุณเลือกที่จะปฏิบัติตามและหรือคัดลอก v เราอาจทำการตลาดในรายการที่คุณทำขึ้นภายใต้ข้อตกลงนี้ vi เราอาจ จัดการในตลาดอ้างอิงซึ่งธุรกรรมของคุณเกี่ยวข้องกับการเป็นหลักสำหรับบัญชีของเราหรือของผู้อื่นเราอาจให้คำแนะนำในการลงทุนหรือให้บริการอื่น ๆ แก่ลูกค้ารายอื่นเกี่ยวกับหรือเกี่ยวกับตลาดอ้างอิงที่เกี่ยวข้องกับการที่คุณทำธุรกรรม 3 3. เราดำเนินนโยบายด้านความเป็นอิสระซึ่งกำหนดให้พนักงานของเราทำหน้าที่เพื่อประโยชน์สูงสุดของคุณและไม่สนใจความขัดแย้งทางผลประโยชน์ในการให้บริการแก่คุณนอกจากนี้ ควบคุมดูแลการควบคุมองค์กรและการบริหารเพื่อจัดการกับความขัดแย้งทางผลประโยชน์ที่ระบุไว้ข้างต้นเพื่อให้มั่นใจได้ว่าเราจะสามารถป้องกันความเสี่ยงที่อาจเกิดขึ้นกับลูกค้าอันเป็นผลมาจากความขัดแย้งที่อาจเกิดขึ้นได้การควบคุมองค์กรและการบริหารจัดการเหล่านี้ได้กำหนดไว้ในข้อขัดแย้งของเรา นโยบายความสนใจที่มีอยู่ในเว็บไซต์ของเราหรือทางโพสต์เมื่อมีการร้องขอนโยบายความขัดแย้งทางผลประโยชน์ของเราเป็นนโยบายไม่ใช่ส่วนหนึ่งของข้อตกลงนี้และไม่ได้มีวัตถุประสงค์เพื่อเป็นผลผูกพันตามกฎหมายหรือเพื่อกำหนดข้อผูกพันใด ๆ แก่เราซึ่งเราจะไม่เป็นอย่างอื่น 4 นอกเหนือจากกรณีทั่วไปที่กำหนดไว้ในข้อ 3 2 ข้างต้นแล้วเราไม่มีหน้าที่ต้องเปิดเผยว่า บริษัท บริษัท ร่วมหรือบุคคลที่เกี่ยวโยงกันมีส่วนได้เสียเป็นพิเศษในธุรกรรมใดรายการหนึ่งกับหรือสำหรับท่าน หรือในกรณีที่เกิดความขัดแย้งทางผลประโยชน์โดยเฉพาะอย่างยิ่งหากเรามีการจัดการความขัดแย้งดังกล่าวตามนโยบายด้านความขัดแย้งทางผลประโยชน์ของเรา ไม่พิจารณาว่าการจัดการภายใต้นโยบายความขัดแย้งทางผลประโยชน์ของเรามีเพียงพอที่จะจัดการกับความขัดแย้งใด ๆ โดยเฉพาะเราจะแจ้งให้คุณทราบถึงลักษณะของความขัดแย้งเพื่อให้คุณสามารถตัดสินใจได้ว่าจะดำเนินการต่ออย่างไรเราไม่มีภาระผูกพันใด ๆ ที่จะต้องรับผิดชอบใด ๆ กำไรหรือค่าตอบแทนที่เกิดขึ้นหรือได้รับจากหรือในกรณีที่เกิดรายการหรือสถานการณ์ที่ บริษัท ฯ บริษัท ร่วมหรือบุคคลที่มีความเกี่ยวข้องมีส่วนได้ส่วนเสียเป็นสาระสำคัญหรือในกรณีที่อาจมีความขัดแย้งทางผลประโยชน์ 3 5 คุณรับทราบว่าคุณเป็น ตระหนักถึงความเป็นไปได้ที่ว่าความขัดแย้งที่ได้เปิดเผยไว้ในข้อ 3 นี้จะเกิดขึ้นและยินยอมให้เราดำเนินการโดยไม่คำนึงถึงความขัดแย้งดังกล่าว 4 Quotes Prices.4 1 ตามคำขอของคุณตามเงื่อนไขข้อ 4 2 และ 4 3 เราจะพูดถึงข้อเสนอที่สูงขึ้นและต่ำลง สำหรับแต่ละรายการราคาเสนอซื้อและราคาเสนอของเราเราจะคิดค่าบริการสำหรับการเปิดและปิดธุรกรรมดังต่อไปนี้ความแตกต่างระหว่างราคาเสนอซื้อและราคาเสนอซื้อของเราจะประกอบด้วยเครื่องหมาย และแพร่กระจายที่มีตลาดอ้างอิงและ Spread ของเราเป็นค่าใช้จ่ายให้กับคุณและเว้นแต่เราจะแจ้งให้คุณทราบเป็นลายลักษณ์อักษรในทางตรงกันข้ามคุณจะไม่ถูกเรียกเก็บเงินค่าคอมมิชชั่นใด ๆ เพิ่มเติมคุณยอมรับว่า Spreads ของเราสามารถขยายได้อย่างมากในบางสถานการณ์ ที่พวกเขาอาจจะไม่ได้ขนาดเดียวกับตัวอย่างที่ระบุไว้ในสินทรัพย์ส่วนของเว็บไซต์ของเราและว่าไม่มีขีด จำกัด เท่าที่พวกเขาอาจจะคุณยอมรับว่าเมื่อคุณปิดการทำธุรกรรม Spread อาจจะมีขนาดใหญ่หรือเล็กกว่า Spread เมื่อมีการเปิดธุรกรรมสำหรับธุรกรรมที่เกิดขึ้นเมื่อตลาดปิดหรือที่ไม่มีตลาดอ้างอิงตัวเลขที่เราจะอ้างอิงจะสะท้อนถึงสิ่งที่เราเชื่อว่าราคาตลาดของตราสารในขณะนั้นเป็นไปตามที่คุณรับทราบแล้วว่าตัวเลขดังกล่าว จะถูกกำหนดโดยเราตามดุลยพินิจที่เหมาะสม Spread ของเราจะอ้างอิงถึงเราจะแสดงถึงสภาวะตลาดที่มีอยู่ในปัจจุบันคุณอาจขอใบเสนอราคาเพื่อเปิดธุรกรรมหรือปิดบัญชีทั้งหมดหรือ การทำธุรกรรมใด ๆ ในช่วงเวลาปกติของการซื้อขายตราสารใด ๆ ที่คุณต้องการเปิดหรือปิดธุรกรรมนอกเวลาดังกล่าวเราจะไม่มีภาระผูกพันใด ๆ แต่ทั้งนี้ขึ้นอยู่กับดุลพินิจของ บริษัท ฯ อ้างและยอมรับและปฏิบัติตามข้อเสนอของคุณเพื่อเปิดหรือปิดธุรกรรมเราอาจแจ้งให้คุณทราบเกี่ยวกับเครื่องมือบางอย่างที่เราจะไม่เสนอราคาข้อ จำกัด ของจำนวนเงินที่เราจะพูดหรือเงื่อนไขอื่น ๆ ที่อาจใช้กับคำพูดของเรา, แต่การแจ้งดังกล่าวจะไม่มีผลผูกพันกับเรา 4 2 หากเราเลือกที่จะเสนอราคาเราอาจเสนอราคาทางอิเล็กทรอนิกส์ผ่านทางบริการการซื้อขายทางอิเล็กทรอนิกส์ของเราหรือด้วยวิธีอื่นที่เราอาจแจ้งให้ท่านทราบเป็นครั้งคราว ตัวเลขที่สูงขึ้นและต่ำลงสำหรับแต่ละตราสารไม่ว่าจะเป็นทางโทรศัพท์บริการซื้อขายทางอิเล็กทรอนิกส์หรืออื่น ๆ ไม่ถือเป็นการเสนอให้เปิดหรือปิดธุรกรรมในระดับดังกล่าวธุรกรรมจะเริ่มโดยคุณเสนอให้เปิดหรือปิด การทำธุรกรรมในส่วนที่เกี่ยวกับตราสารที่ระบุในระดับที่เราเสนอเราอาจดำเนินการยอมรับหรือปฏิเสธข้อเสนอพิเศษของคุณได้ตลอดเวลาจนกว่าจะมีการทำธุรกรรมหรือได้รับทราบว่าข้อเสนอของคุณได้รับการเพิกถอน แล้วแต่กรณีปิดเฉพาะเมื่อข้อเสนอพิเศษของคุณได้รับและยอมรับจากเราการยอมรับข้อเสนอของเราในการเปิดหรือปิดธุรกรรมและการทำธุรกรรมจะได้รับการยืนยันโดยการยืนยันเงื่อนไขการให้บริการของเราแก่คุณ 4 3 หากเราทราบว่าปัจจัยใด ๆ ที่กำหนดไว้ในข้อ 4 5 ไม่ได้รับความพึงพอใจในขณะที่คุณเสนอให้เปิดหรือปิดธุรกรรมเราขอสงวนสิทธิ์ในการปฏิเสธข้อเสนอของคุณในระดับที่ยกมาหากเรามี แต่อย่างไรก็ตาม ได้เปิดหรือปิดการทำรายการก่อนที่จะทราบว่ามีการระบุปัจจัยที่กำหนดไว้ในข้อ 4 5 ไม่ว่าจะเป็นไปตามที่เราเห็นสมควรหรือไม่อาจถือว่าเป็นการกระทำดังกล่าวเป็นโมฆะตั้งแต่เริ่มแรกหรือปิดราคาตามราคาที่มีอยู่ , เรา ma y อนุญาตให้คุณเปิดหรือแล้วแต่กรณีปิดธุรกรรมซึ่งในกรณีนี้คุณจะผูกพันกับการเปิดหรือปิดธุรกรรมดังกล่าวแม้ว่าจะไม่ได้รับผลกระทบจากปัจจัยในข้อ 4 5 4 ปัจจัยที่กล่าวถึง ในระยะที่ 4 4 รวมถึง แต่ไม่ จำกัด เพียงการดังต่อไปนี้ต้องได้รับใบเสนอราคาจากเราตามที่กำหนดไว้ในข้อ 4 3 b คำพูดจะต้องไม่ถูกระบุโดยระบุว่าเป็นแบบเดียวหรือที่คล้ายกัน c ถ้าคุณ ขอรับใบเสนอราคาทางโทรศัพท์จะต้องได้รับจากผู้ที่เป็นตัวแทนจำหน่ายที่เราจ้างและข้อเสนอของคุณในการเปิดหรือปิดธุรกรรมต้องได้รับในระหว่างการสนทนาทางโทรศัพท์เดียวกันกับที่คุณได้รับใบเสนอราคาและตัวแทนจำหน่ายเสนอราคา ไม่ได้แจ้งให้คุณทราบก่อนที่คุณจะยื่นข้อเสนอเพื่อเปิดหรือปิดธุรกรรมและข้อเสนอนั้นได้รับการยืนยันว่าเป็นที่ยอมรับโดยเราว่าใบเสนอราคานั้นไม่ถูกต้องอีกต่อไปหากคุณได้รับใบเสนอราคาทางอิเล็กทรอนิกส์ผ่านทางบริการซื้อขายทางอิเล็กทรอนิกส์ข้อเสนอของคุณที่จะเปิดหรือ ปิด Transact ไอออนและการยอมรับข้อเสนอของคุณจะต้องได้รับในขณะที่ใบเสนอราคายังคงถูกต้อง e ใบเสนอราคาต้องไม่เป็น Manifestly Erroneous เมื่อคุณเสนอที่จะเปิดธุรกรรมจำนวนหุ้นสัญญาหรือหน่วยงานอื่น ๆ ที่เกี่ยวกับการทำรายการ จะต้องไม่น้อยกว่าขนาดขั้นต่ำและไม่ใหญ่กว่าขนาดตลาดปกติ g เมื่อคุณเสนอให้ปิดบัญชีส่วนหนึ่ง แต่ไม่ใช่ทั้งหมดของธุรกรรมที่เปิดทั้งสองส่วนของธุรกรรมที่คุณเสนอให้ปิดและส่วนที่จะยังคงอยู่ เปิดถ้าเรายอมรับข้อเสนอของคุณต้องไม่น้อยกว่าขนาดขั้นต่ำที่เกิดขึ้น ha เหตุสุดวิสัยเหตุการณ์ต้องไม่เกิดขึ้น i เมื่อคุณเสนอให้เปิดธุรกรรมเหตุการณ์ต้องไม่เกิดขึ้นในส่วนที่เกี่ยวกับคุณและคุณจะต้องไม่ได้กระทำเช่นนั้น วิธีที่จะทำให้เกิดเหตุการณ์ผิดนัด j โทรศัพท์หรือการสนทนาทางอิเล็กทรอนิกส์ที่คุณเสนอให้เปิดหรือปิดธุรกรรมต้องไม่ถูกยกเลิกก่อนที่เราจะได้รับและยอมรับข้อเสนอพิเศษของคุณเมื่อคุณเสนอให้เปิดหรือปิด การทำธุรกรรมใด ๆ การเปิดธุรกรรมต้องไม่ส่งผลให้เกิดเครดิตเกินขีด จำกัด หรือขีด จำกัด อื่น ๆ ที่เกิดขึ้นกับการซื้อขายของคุณ 5 เราขอสงวนสิทธิ์ในการปฏิเสธข้อเสนอใด ๆ ในการเปิดหรือปิดธุรกรรมที่มีขนาดใหญ่กว่าขนาดตลาดปกติคำกล่าวของเราสำหรับ ธุรกรรมที่มีมูลค่าเท่ากับหรือสูงกว่าขนาดตลาดปกติไม่สามารถรับประกันได้ว่าจะอยู่ในอัตราใด ๆ ของตลาดอ้างอิงหรือใบเสนอราคาในตลาดที่เกี่ยวข้องและการยอมรับข้อเสนอของคุณอาจอยู่ภายใต้เงื่อนไขพิเศษและข้อกำหนดที่เราจะแนะนำให้คุณในขณะที่เรา ยอมรับข้อเสนอของคุณเราจะแจ้งให้คุณทราบถึงขนาดตลาดตามปกติสำหรับตราสารหนึ่ง ๆ เมื่อได้รับคำขอ 4 6 หากก่อนที่ข้อเสนอของคุณจะเปิดหรือปิดการทำธุรกรรมจะได้รับการยอมรับจากเราคำพูดของเราจะเปลี่ยนไปสู่ความได้เปรียบของคุณเช่นถ้าราคาไป ลงในขณะที่คุณซื้อหรือราคาขึ้นไปในขณะที่คุณขายคุณยอมรับว่าเราอาจจะ แต่ไม่ต้องผ่านการปรับปรุงราคาดังกล่าวให้กับคุณผลของการกระทำดังกล่าวว่าระดับที่คุณเสนอให้เปิด หรือปิดการทำธุรกรรมเมื่อได้รับการยอมรับจากเราแล้วจะได้รับการเปลี่ยนแปลงไปในราคาที่ดีขึ้นคุณรับทราบว่าเป็นการกระทำที่ดีที่สุดสำหรับเราในการเปลี่ยนแปลงระดับข้อเสนอของคุณในลักษณะที่กำหนดไว้ในข้อกำหนดนี้และคุณยอมรับว่าข้อเสนอใดเปลี่ยนแปลง ตามข้อตกลงนี้เมื่อได้รับการยอมรับจากเราแล้วส่งผลให้เกิดข้อตกลงอย่างเต็มที่ระหว่างเราทั้งนี้ขึ้นอยู่กับดุลพินิจของเราในการที่เราจะผ่านการปรับปรุงราคาให้กับคุณ แต่คุณควรทราบว่าโดยปกติแล้วเราจะผ่านเท่านั้น การปรับปรุงราคาเมื่อตลาดที่คุณซื้อขายอยู่ในภาวะผันผวนคุณควรทราบด้วยว่าเราจะผ่านการปรับปรุงราคาภายในขอบเขตที่อนุญาตเท่านั้นและเราขอสงวนสิทธิ์ของเราในข้อ 4 3 เพื่อปฏิเสธข้อเสนอใด ๆ โดยคุณเพื่อเปิดหรือปิดธุรกรรม เพื่อหลีกเลี่ยงข้อสงสัยข้อตกลงนี้ไม่อนุญาตให้เราเปลี่ยนแปลงราคาเสนอของคุณหากทำเช่นนั้นอาจส่งผลให้การเปิดหรือปิดของคุณโดยขึ้นอยู่กับกรณีอาจเป็นการทำธุรกรรมในราคาที่ไม่ค่อยดีกว่าข้อเสนอของคุณ 5 การทำธุรกรรม เราให้บริการรับและส่งสัญญาณให้กับคุณเกี่ยวกับการทำธุรกรรมเกี่ยวกับเครื่องมือซื้อขาย OTC แบบไม่ต้องเรียกชำระเงินเช่นสัญญาซื้อขายสกุลเงินหุ้นดัชนีโลหะมีค่าหรือเครื่องมือทางการเงินหรือสินค้าโภคภัณฑ์อื่น ๆ ที่มีอยู่ การซื้อขายเป็นครั้งคราวผ่านทาง Electronic Trading Service และบริการเสริมอื่น ๆ ตามที่เราอาจเห็นด้วยเป็นลายลักษณ์อักษร 5 1 การเปิดธุรกรรมคุณจะเปิดธุรกรรมโดยการซื้อหรือขายในข้อตกลงนี้การทำธุรกรรมที่เปิดขึ้นโดยการซื้อ จะเรียกว่าการซื้อและในการติดต่อกับคุณจะเรียกว่าเป็นเวลานานหรือนานธุรกรรมที่เปิดโดยการขายเรียกว่าการขายและในการติดต่อกับคุณยังสามารถเรียกได้ เป็นตำแหน่งสั้นหรือสั้นเมื่อคุณเปิด Buy ระดับการเปิดจะเป็นตัวเลขที่สูงขึ้นที่เรายกมาสำหรับธุรกรรมและเมื่อคุณเปิด Sell ระดับการเปิดจะเป็นตัวเลขที่ต่ำกว่าที่เรายกมา การทำธุรกรรม b ต้องมีการทำธุรกรรมตามจำนวนที่ระบุสัญญาหรือหน่วยงานอื่น ๆ ที่เป็นตราสารอ้างอิง c รายการธุรกรรมที่เปิดโดยคุณจะมีผลผูกพันคุณโดยไม่คำนึงถึงแม้ว่าการเปิดธุรกรรมที่คุณอาจได้รับเกินเครดิตหรือรายการอื่น ๆ ขีด จำกัด ที่บังคับใช้กับคุณหรือในส่วนที่เกี่ยวกับการติดต่อกับเรา 5 2 การปิดธุรกรรมธุรกรรมที่ยังไม่เกิดขึ้นจริง i ภายใต้ข้อตกลงนี้คุณอาจปิดธุรกรรมที่ยังไม่ได้เปิดหรือส่วนใดส่วนหนึ่งของธุรกรรมที่ยังไม่ได้เปิดในเวลาใด ๆ ii เมื่อคุณปิดธุรกรรมที่ยังไม่ได้ทำ ระดับการปิดบัญชีจะเป็นถ้าคุณกำลังปิดธุรกรรมการซื้อที่ยังไม่ถึงกำหนดตัวเลขที่ต่ำกว่าที่เรายกมาและหากคุณปิดธุรกรรมการขายที่ไม่ได้ทำมาตัวเลขที่สูงกว่าที่เรายกมา b การหมดอายุการทำธุรกรรม i ภายใต้ข้อตกลงนี้คุณสามารถปิดบัญชีได้ เปิด Expiry Transaction หรือส่วนใดส่วนหนึ่งของ Expiry Transaction ดังกล่าว ณ เวลาใด ๆ ก่อนวันซื้อขายสุดท้ายของตราสารนั้น ii รายละเอียดของ Dea ระยะเวลาสำหรับแต่ละตราสารจะมีให้ใช้งานตามปกติและอาจได้รับจากเราเมื่อมีการร้องขอเป็นหน้าที่ของคุณในการทำให้ตัวคุณเองทราบถึงเวลาการซื้อขายครั้งสุดท้ายหรือในกรณีที่เป็นไปตามกำหนดเวลาที่หมดอายุสำหรับผลิตภัณฑ์ใดผลิตภัณฑ์หนึ่ง iii เมื่อคุณ ปิดการทำธุรกรรมหมดอายุก่อนถึงเวลาซื้อขายครั้งสุดท้ายสำหรับตราสารระดับการปิดบัญชีจะเป็นรายการที่ต่ำกว่าที่เราได้รับและหากธุรกรรมเป็นรายการขาย หากคุณไม่ปิดธุรกรรม Expiry ในส่วนที่เกี่ยวกับตราสารในหรือก่อนเวลาการซื้อขายครั้งสุดท้ายแล้วภายใต้ 5 2 bv เราจะปิดธุรกรรมการหมดอายุของคุณทันทีที่เราทราบระดับการปิดบัญชีสิ้นอายุธุรกรรมคุณรับทราบว่า เป็นความรับผิดชอบของคุณที่จะทำให้ตัวเองทราบเวลาการซื้อขายครั้งสุดท้ายและการแพร่กระจายใด ๆ ที่เราอาจใช้เมื่อคุณปิดธุรกรรมการหมดอายุ v เราอาจยอมรับคำแนะนำแบบยืนจากคุณเพื่อหมุนเวียน Exp ทั้งหมดของคุณโดยอัตโนมัติ การทำธุรกรรมกับระยะเวลาของสัญญาถัดไปเพื่อไม่ให้หมดอายุโดยอัตโนมัตินอกจากนี้คุณอาจขอให้เรายอมรับคำแนะนำเกี่ยวกับการทำธุรกรรมที่หมดอายุโดยเฉพาะคุณยอมรับว่าคุณมีหน้าที่รับผิดชอบในการทำให้ตัวคุณเองตระหนักถึงระยะเวลาของสัญญาฉบับต่อไป สำหรับการทำธุรกรรมและการส่งผลต่อการวางโรลโอเวอร์ของธุรกรรมอาจส่งผลให้คุณเกิดความสูญเสียในบัญชีของคุณข้อตกลงใด ๆ ที่จะหมุนเวียนไปขึ้นอยู่กับดุลพินิจของเราและเราขอสงวนสิทธิ์ในการปฏิเสธที่จะทำธุรกรรมหรือธุรกรรมแบบโรลโอเวอร์ หากเราพิจารณาว่าการมีผลต่อการโรลโอเวอร์จะส่งผลให้คุณได้รับเครดิตหรือขีด จำกัด อื่น ๆ ที่เกิดขึ้นกับการติดต่อกับเราในกรณีที่เราทำแบบโรลโอเวอร์การทำธุรกรรมหมดอายุจะถูกปิดก่อนหรือ เวลาซื้อขายครั้งสุดท้ายและจะครบกำหนดชำระและจะมีการทำธุรกรรมการหมดอายุใหม่เช่นการปิดบัญชีและการเปิดการซื้อขายจะอยู่ในสถานะปกติของเรา ข้อกำหนดในการซื้อขายทางอิเล็กทรอนิกส์ 6.1 คุณรับรองและรับประกันว่าคุณทราบข้อกำหนดทั้งหมดที่เกี่ยวข้องกับบริการซื้อขายทางอิเล็กทรอนิกส์ที่คุณใช้และการใช้บริการซื้อขายทางอิเล็กทรอนิกส์ของคุณจะเป็นไปตามข้อบังคับที่เกี่ยวข้องทั้งหมดและข้อตกลงฉบับนี้แก้ไขเพิ่มเติม ในบางครั้งเราไม่จำเป็นต้องยอมรับหรือดำเนินการหรือยกเลิกธุรกรรมทั้งหมดหรือบางส่วนใด ๆ ที่ท่านประสงค์จะดำเนินการหรือยกเลิกผ่านทางบริการซื้อขายทางอิเล็กทรอนิกส์โดยไม่มีข้อ จำกัด ในสิ่งที่กล่าวมาข้างต้น การส่งข้อมูลที่ไม่ถูกต้องหรือไม่ได้รับจากเราและเราอาจดำเนินธุรกรรมใด ๆ ตามเงื่อนไขที่ได้รับจริงจากเรา 6 3 คุณอนุญาตให้เราดำเนินการตามคำสั่งใด ๆ ที่ปรากฏหรือแสดงโดยคุณเกี่ยวกับบริการซื้อขายทางอิเล็กทรอนิกส์ที่คุณ ใช้คำสั่งเราไม่จำเป็นต้องทำคำสั่งใด ๆ หรือดำเนินการใด ๆ หรือทำธุรกรรมใด ๆ โดยเฉพาะและไม่จำเป็นต้องให้เหตุผลใด ๆ ในการปฏิเสธที่จะทำเช่นนั้นคุณจะ รับผิดชอบต่อความเป็นจริงและความถูกต้องทั้งเนื้อหาและรูปแบบของคำสั่งที่ได้รับจากเราคุณรับทราบว่าในกรณีที่มีราคาหรือปริมาณที่ปรากฏด้วยตัวเองเราจะมีสิทธิ์ในการยกเลิกการทำธุรกรรมและการทำธุรกรรมดังกล่าวจะไม่มีผลผูกพัน เกี่ยวกับเรา 6 4 คุณรับทราบว่าเรามีสิทธิ์เพียงฝ่ายเดียวและมีผลทันทีเพื่อระงับหรือยุติการใช้งานเมื่อใดก็ได้โดยมีหรือไม่มีสาเหตุหรือแจ้งให้ทราบล่วงหน้าบางส่วนหรือบางส่วนของบริการซื้อขายทางอิเล็กทรอนิกส์ใด ๆ หรือการเข้าถึงการซื้อขายทางอิเล็กทรอนิกส์ใด ๆ ของคุณ บริการเพื่อเปลี่ยนแปลงลักษณะองค์ประกอบหรือความพร้อมใช้งานของบริการซื้อขายทางอิเล็กทรอนิกส์ใด ๆ หรือเพื่อเปลี่ยนแปลงขีด จำกัด ที่เรากำหนดไว้ในการซื้อขายที่คุณอาจดำเนินการผ่านบริการการซื้อขายทางอิเล็กทรอนิกส์ใด ๆ (Electronic Trading Service) 6 5 ตามเงื่อนไขข้อ 4 ราคาทั้งหมดที่แสดงในการซื้อขายทางอิเล็กทรอนิกส์ใด ๆ Service are indicative and are subject to constant change.6 6 Access a Use of any high speed or automated mass data entry system with any Electronic Trading Service will only be permitted with our prior written consent exercised in our sole discretion. b We shall not be liable for any claims, losses, damages, costs or expenses, including attorneys fees, caused directly or indirectly, by any breakdown or failure of any transmission or communication system or computer facility belonging to us, nor for any loss, expense, cost or liability suffered or incurred by you as a result of Instructions being given, or any other communications being made, via the Internet You will be solely responsible for all Orders, and for the accuracy of all information, sent via the Internet using your Access Codes We will not execute an Order until we have confirmed the Order to you and transmission of an Order by itself shall not give rise to a binding Transaction and or Contract between you and us. c There are inherent risks with the use of the mobile trading technology such as the duplication of Orders Instructions, latency in the prices provided, and other issues that are a result of mobile connectivity Pr ices displayed on our mobile platform are solely an indication of the executable rates and may NOT reflect the actual executed price of the Order Our mobile feature utilizes public communication network circuits for the transmission of messages We shall not be liable for any and all circumstances in which you experience a delay in price quote or an inability to trade caused by network circuit transmission problems or any other problems outside our direct control, which include but are not limited to the strength of the mobile signal, cellular latency, or any other issues that may arise between you and any internet service provider, phone service provider, or any other service provider Some of the features available on our Online Trading Facility may not be available on our mobile feature. d You are obliged to keep your usernames and passwords secret and ensure that third parties do not obtain access to our Online Trading Facility Without prejudice to any other provisions of this Agreeme nt, you will be liable for all Transactions and or Contracts executed by means of your Access Codes, even if such may be wrongful. e We shall not be liable for any loss, liability or cost whatsoever arising from any unauthorised use of our Online Trading Facility You shall on demand indemnify, protect and hold us harmless from and against all losses, liabilities, judgements, suits, actions, proceedings, claims, damages and costs resulting from or arising out of any act or omission by any person using our Online Trading Facility by using your designated Access Codes usernames and or passwords , whether or not you authorised such use. f You are responsible for providing the computer system s to enable you to access and or use our Electronic Trading Facility and for making all appropriate arrangements with any telecommunications suppliers or, where access to our Electronic Trading Facility is provided through a third party server, any such third party, necessary in order to obtain access to our Online Trading Facility neither we nor any company maintaining, operating, owning, licensing, or providing services to us in connection with, our Online Trading Facility makes any representation or warranty as to the availability, utility, suitability or otherwise of any such equipment, software or arrangements.6 7 Use of Electronic Trading Services. a Where we grant you access to an Electronic Trading Service we shall grant you, for the term of this Agreement, a personal, limited, non-exclusive, revocable, non-transferable and non-sub-licensable license to use the Electronic Trading Services pursuant to and in strict accordance with the Terms of this Agreement We may provide certain portions of the Electronic Trading Services under license from third parties, and you will comply with any additional restrictions on your usage that we may communicate to you from time to time, or that are otherwise the subject of an agreement between you and such licensors. b We are providing the Elec tronic Trading Services to you only for your personal use and only for the purposes, and subject to the Terms of this Agreement. c You may not sell, lease, or provide, directly or indirectly, the Electronic Trading Services or any portion of the Electronic Trading Services to any third party except as permitted by this Agreement You acknowledge that all proprietary rights in the Electronic Trading Services are owned by us or by any applicable third party service providers selected by us providing us with all or part of the Electronic Trading Services, or providing you with access to the Electronic Trading Services, or their respective licensors, and are protected under copyright, trademark and other intellectual property laws and other applicable law You receive no copyright, intellectual property rights or other rights in or to the Electronic Trading Services, except those specifically set out in this Agreement You will protect and not violate those proprietary rights in the Electronic Trading Services and honour and comply with our reasonable requests to protect our and our third party service providers contractual, statutory and common law rights in the Electronic Trading Services If you become aware of any violation of our or our third party service providers proprietary rights in the Electronic Trading Services, you will notify us in writing immediately. d In the event that you receive any data, information or Software via an Electronic Trading Service other than that which you are entitled to receive pursuant to this Agreement, you will immediately notify us and will not use, in any way whatsoever, such data, information or software. e For some Electronic Trading Services the software may be downloaded by you on one or more Systems but under no circumstances are you permitted to use the Electronic Trading Service on more than one System at any one time. f You will take all reasonable steps to ensure that no computer viruses, worms, software bombs or similar items are introduced into the System or Software you use to access our Electronic Trading Services. g We and our licensors as the case may be will retain the intellectual property rights in all elements of the Software and such software and databases contained within the Electronic Trading Services and you will not in any circumstances, obtain title or interest in such elements other than as set out in this Agreement.7 1 We may, at our absolute discretion, accept an Order from you An Order is an offer to open or close a Transaction if our price moves to, or beyond, a level specified by you Examples of such Orders are a A Stop Order, which is in an instruction to deal if our quote becomes less favourable to you and which is generally used to provide some risk protection b A Limit Order, which is an instruction to deal if our quote becomes more favourable to you c A Market Order, which is an instruction to deal now in a specified size at the best available price for that size A Contingent Order , which refers to a pair of orders stipulating that if one order is executed, then the other order will be automatically entered into and d A One Cancels the Other Order, which refers to a pair of orders stipulating that if one order is executed, then the other order will be automatically cancelled and which might be used to provide some risk protection. You may specify that an Order is to apply i until the next close of business day for the relevant Underlying Market a Day Order , which, for the avoidance of doubt, will include any overnight trading sessions on the Underlying Market ii for an indefinite period a Good Till Cancelled Order or GTC Order , which, for the avoidance of doubt, will include any overnight trading sessions on the Underlying Market We may, at our absolute discretion, accept standing Orders that will apply for some other specified duration We may act on any such Order irrespective of the length of time for which the specified level in relation to that order is rea ched or exceeded For the avoidance of doubt, all unspecified orders will be treated as good until cancelled orders as that term is generally understood by the market.7 2 If your Order is triggered, we will seek to open close the Transaction to which your Order relates, acting in accordance with our duty of best execution In the case of a Stop Order, we will seek to open close a Transaction at a level that is the same but may be worse than your stop level and in the case of a Limit Order, we will seek to open close a Transaction at a level that is the same or better than your limit You acknowledge and agree that the time and level at which Orders are executed will be determined by us, acting reasonably 7 3 By using our Orders, you expressly acknowledge and agree that a It is your responsibility to understand how an Order operates before you place any such Order with us and that you will not place an Order unless you fully understand the terms and conditions attached to such Order b Whet her or not we accept an Order is at our absolute discretion Not all Orders are available on all Transactions, nor on all Electronic Trading Services c When you place and we accept an Order you are trading with us as principal and not dealing on the Underlying Market d The triggering of your Order is linked to our bid and offer prices, not the bid and offer prices on the Underlying Market Our bid and offer prices may differ from the bid and offer prices in the Underlying Market The effect of such is that i your Order may be triggered even though our bid, or offer as the case may be, moved to or through the level of your Order for only a short period and ii the Underlying Market never traded at the level of your Order e For the purposes of determining whether an Order has been triggered, we will be entitled but not obliged , at our discretion, to disregard any prices quoted by us during any pre-market, post-market or intra-day auction periods in the relevant Underlying Market, during any intra - day or other period of suspension in the relevant Underlying Market, or during any other period that in our reasonable opinion may give rise to short-term price spikes or other distortions f Following your Order being triggered, we do not guarantee that a Transaction will be opened closed, nor do we guarantee that if opened closed it will be done so at your specified stop level or limit g We reserve the right both to work and to aggregate Orders Working an Order may mean that your Order is executed in tranches at different prices, resulting in an aggregate opening or closing level for your Transaction that may differ both from your specified level and from the price that would have been attained if the Order had been executed in a single tranche Aggregating an Order means that we combine your Order with the Orders of other clients of ours for execution as a single Order We may do this only if we reasonably believe it is unlikely to work overall to the disadvantage of any client whose order is to be aggregated However, the effect of aggregation may work to your disadvantage in relation to any particular Order You acknowledge and agree that we shall not under any such circumstances have any liability to you as a result of any such working or aggregation of your Orders h You accept that under certain trading conditions including but not limited to highly volatile markets it may be impossible for us to execute your transactions Under such conditions we reserve the right to execute your orders at the next best price irrespective of the fact that this may be more or less favourable to you.8 Manifest Error.8 1 We reserve the right to, without your consent, either void from the outset or amend the terms of any Transaction containing or based on any error that we reasonably believe to be obvious or palpable a Manifest Error or Manifestly Erroneous Transaction If, in our discretion, we choose to amend the terms of any such Manifestly Erroneous Transaction, the amended level will be such level as we reasonably believe would have been fair at the time the Transaction was entered into In deciding whether an error is a Manifest Error we shall act reasonably and we may take into account any relevant information including, without limitation, the state of the Underlying Market at the time of the error or any error in, or lack of clarity of, any information source or pronouncement upon which we base our quoted prices Any financial commitment that you have entered into or refrained from entering into in reliance on a Transaction with us will not be taken into account in deciding whether or not there has been a Manifest Error 8 2 In the absence of our fraud, wilful default or negligence, we will not be liable to you for any loss, cost, claim, demand or expense following a Manifest Error including where the Manifest Error is made by any information source, commentator or official on whom we reasonably rely 8 3 If a Manifest Error has occurred and we choose t o exercise any of our rights under clause 8 1, and if you have received any monies from us in connection with the Manifest Error, you agree that those monies are due and payable to us and you agree to return an equal sum to us without delay.9 1 An offer to open or close a Transaction including an Order must be made by you, or on your behalf orally, by telephone via our Electronic Trading Service or in such other manner as we may specify from time to time If your usual mode of communicating with us is unavailable for any reason, you should attempt to use one of the other modes of acceptable communication set out at the beginning of this paragraph For example, if you usually open and close Transactions via our Electronic Trading Service, but for some reason our Electronic Trading Service is not in operation, you should contact us via the telephone to open or close Transactions Written offers to open or close a Transaction, including offers sent by fax, email including a secure email sent via our Electronic Trading Service or text message, will not be accepted or be effective for the purposes of this Agreement Any communication that is not an offer to open or close a Transaction must be made by you, or on your behalf orally, by telephone or in person in writing, by email, post, fax or in such other manner as we may specify from time to time If sent to us by post or by fax, a communication must be sent to our head office and, if sent to us by email, it must be sent to an email address currently designated by us for that particular purpose Any such communication will only be deemed to have been received by us upon our actual receipt thereof.9 2 We will generally not accept an offer to open or close a Transaction received other than in accordance with Term 9 1, but if we choose to do so we will not be responsible for any loss, damage or cost that you suffer or incur arising out of any error, delay or omission in acting on such offer, or failure to act upon such offer.9 3 If at any time you are unable, for whatever reason, to communicate with us, we do not receive any communication sent by you, or you do not receive any communication sent by us under this Agreement, we will not. a be responsible for any loss, damage or cost caused to you by any act, error delay or omission resulting therefrom where such loss, damage or cost is a result of your inability to open a Transaction and. b except where your inability to communicate with us results from our fraud, wilful default or negligence, be responsible for any loss, damage or cost caused to you by any act, error, omission or delay resulting therefrom including without limitation, where such loss, damage or cost is a result of you inability to close a Transaction.9 4 You acknowledge and agree that any communication transmitted by you or on your behalf is made at your risk and you authorise us to rely and act on, and treat as fully authorised and binding on you, any communication whether or not in writing that we reasonably believe to have been transmitted by you You acknowledge and agree that you are not under any circumstances to authorise any agent, intermediary or third party other than yourself to act on your behalf You acknowledge and agree that we will rely on your account number and or password to identify you and you agree that you will not disclose these details to any person not duly authorised by you If you suspect that your account number and or password has been learnt or may be used by any other person then you must notify us immediately 9 5 You agree that we may record our telephone conversations with you Such records will be our sole property and you accept that they will constitute evidence of the communications between us.9 6 In accordance with the Guidelines, we will provide information about each Transaction that we open or, as the case may be, close for you by providing you with a Statement Statements will be posted on our Electronic Trading Service and, if so requeste d by you also emailed or posted to you, on or before the Business day following the day on which the Transaction is opened, or as the case may be, closed If you elect to receive your Statements by post, we reserve the right to levy an administration charge.9 7 You will be deemed to have acknowledged and agreed with the content of any Statement that we make available to you unless you notify us to the contrary in writing within two Business days of the date on which you are deemed to have received it in accordance with Term 9 10 below.9 8 Our failure to provide you with a Statement does not invalidate nor make voidable a Transaction that you and we have agreed and we have confirmed to you, provided however that in the event that you believe you have opened or closed a Transaction but we have not provided you with a Statement in respect of that Transaction, any query in relation to the purported Transaction will not be entertained unless i you notify us that you have not received such St atement within two Business days of the date on which you ought to have received a Statement for the purported Transaction and ii you can provide accurate details of the time and date of the purported Transaction.9 9 We may communicate with you by telephone, letter, fax, email or text message or by posting a message on our Electronic Trading Service and you consent to us telephoning you during normal business hours We will use the address, fax number, text number, or email address specified on your account opening form or such other address or number as you may subsequently notify to us Unless you expressly specify otherwise, you agree that we may send the following notices to you by email and or by posting them on the Electronic Trading Service. a statements b notice of an amendment to the way in which we provide our service to you, for example changes in the features of our Transactions, changes to the Electronic Trading Service and changes to the Margin rates that apply to our Transa ctions c notice of an amendment to the Terms of this Agreement given in accordance with Term 19 each a Message.9 10 Any correspondence, documents, written notices, confirmations, Messages or Statements will be deemed to have been properly given. a if sent by post to the address last notified by you to us, on the next business day after being deposited in the post b if delivered to the address last notified by you to us, immediately on being deposited at such address c if sent by fax or text message, as soon as we have transmitted it to any of the fax or mobile telephone numbers last notified by you to us d if sent by email, one hour after we have transmitted it to the email address last notified by you to us and e if posted on our Electronic Trading Service, as soon as it has been posted.9 11 It is your responsibility to ensure, at all times, that we have been notified of your current and correct address and contact details Any change to your address or contact details must be notified to us immediately in writing, unless we agree to another form of communication.9 12 We are required by law to provide you with certain information about us, our services, our Transactions, our costs and charges along with copies of our Best Execution Policy and Conflicts of Interests Policy You specifically consent to us providing you with this information by means of our website Costs and charges will be disclosed in our Assets Section Our Best Execution Policy, Conflicts of Interest Policy and Risk Disclosure will be provided in the section of our website that allows you to apply for an account Alternatively, details are available by calling our dealers.9 13 It is your responsibility to make sure that you read all notices posted on our website and on our Electronic Trading Service from time to time in a timely manner.9 14 Although email, the internet, Electronic Trading Services and other forms of electronic communication are often a reliable way to communicate, no electronic communi cation is entirely reliable or always available You acknowledge and accept that a failure or delay by you to receive any communication from us sent by email, text message or otherwise whether due to mechanical, software, computer, telecommunications or other electronic systems failure, does not in any way invalidate or otherwise prejudice that communication or any transaction to which it relates We will not be liable to you for any loss or damage, howsoever caused, arising directly or indirectly out of a failure or delay by you or us to receive an email or other electronic communication Further, you understand and accept that emails, text messages and other electronic communications we send to you may not be encrypted and therefore may not be secure.9 15 You acknowledge the inherent risk that communications by electronic means may not reach their intended destination or may do so later than intended for reasons outside our control You accept this risk and agree that a failure or delay by us to receive any offer or communication from you sent electronically, whether due to mechanical, software, computer, telecommunications or other electronic systems failure, does not in any way invalidate or otherwise prejudice that offer or communication or any transaction to which it relates If, for any reason, we are unable to accept your offer electronically, we may, without obligation, provide you with further information advising you that your offer can be made by telephone as an alternative and we may endeavour to inform you of this.9 16 In the event that you are granted access to our mobile dealing platform, then all use of such service will be subject both to this Agreement and to supplemental mobile dealing terms posted on our website and amended from time to time.10 Margin Collateral.10 1 Upon opening a Transaction, you will be required to pay us the Margin for that Transaction, as calculated by us Note that the Margin for certain Transactions, will be based on a percenta ge of the Contract Value of the Transaction and therefore the Margin due for such Transactions will fluctuate in accordance with the Contract Value Margin is due and payable to us immediately upon opening the Transaction and for Transactions that have a fluctuating Margin based on a percentage of the Contract Value, immediately on opening the Transaction and thereafter immediately on any increase in Contract Value taking place.10 2 You also have a continuing Margin obligation to us to ensure that at all times during which you have open Transactions you ensure that your account balance, taking into account all realised or unrealised profits and losses P L , is equal to at least the Initial Margin that we require you to have paid to us for all of your open Transactions If there is any shortfall between your account balance taking into account P L and your total Initial Margin requirement, you will be required to deposit additional funds into your account These funds will be due and payab le to us for our own account, immediately on your account balance taking into account P L falling below your Initial Margin requirement.10 3 Details of Margin amounts paid and owing by you are available by logging on to our Electronic Trading Services or by telephoning our dealers You acknowledge. a that it is your responsibility to be aware of, and further that you agree to pay, the Margin required at all times for all Transactions that you open with us b that your obligation to pay Margin will exist whether or not we contact you regarding an outstanding Margin obligation and c that your failure to pay any Margin required in relation to your Transactions will be regarded as an Event of Default for the purposes of Term 13 10 4 Margin payments must be made in the form of cleared funds unless, by separate written agreement, we accept other assets from you as collateral for payment of Margin In the event that any applicable debit card authority or other paying agent declines to transfer fu nds to us for any reason whatsoever then we may, at our absolute discretion, treat any Transaction entered into by us in reliance on receipt of those funds as void from the outset or close it at our then prevailing price, and recover any losses arising from the voidance or closure of the Transaction from you We may reserve the right to stipulate the method of payment to be used by you for the payment of Margin.10 5 In making any calculation of the Margin payments that we require from you under this Term 10, we may, at our absolute discretion, have regard to your overall position with us and or an Associated Company of ours including any of your net unrealised losses i e losses on open positions We will also have regard to the rules of any Underlying Market that requires payments of Margin to be made in respect of any Transaction or any Instrument underlying any Transaction.10 6 We are not under any obligation to keep you informed of your account balance and Margin required i e to make a Margin Call however if we do so the Margin Call may be made by telephone call, post, fax, email or text message The Margin Call will be deemed to have been made as soon as you are deemed to have received such notice in accordance with Term 9 10 We will also be deemed to have made a demand on you if. a we have left a message requesting you to contact us and you have not done so within a reasonable time after we have left such a message or b if we are unable to leave such a message and have used reasonable endeavours to attempt to contact you by telephone at the telephone number last notified to us by you but have been unable to contact you at such number Any message that we leave for you requesting you to contact us should be regarded by you as extremely urgent unless we specify to the contrary when we leave the message You acknowledge and accept that what constitutes a reasonable time in the context of this Term may be influenced by the state of the Underlying Market and that, accordi ng to the circumstances, that could be a matter of minutes or even immediately It is your responsibility to notify us immediately of any change in your contact details and to provide us with alternative contact details and ensure that our calls for Margin will be met if you will be uncontactable at the contact address or telephone number notified to us for example because you are travelling or are on holiday, or you are prevented from being in contact because of a religious holiday We will not be liable for any losses, costs, expenses or damages incurred or suffered by you as a consequence of your failure to do so.10 7 We will be entitled, at any time, to increase or decrease the Margin required from you on open Transactions You agree that, regardless of the normal way in which you and we communicate, we will be entitled to notify you of a change to Margin levels by any of the following means telephone, post, fax, email, text message or by posting notice of the increase on our website Any increase in Margin levels will be due and payable immediately on our demand, including our deemed demand in accordance with Term 10 6 We will only increase Margin requirements where we reasonably consider it necessary, for example but without limitation, in response to or in anticipation of any of the following. a a change in the volatility and or liquidity in the Underlying Market or in the financial markets more generally b economic news c a company whose Instruments represent all or part of your Transaction becoming insolvent, being suspended from trading or undertaking a Corporate Event d you changing your dealing pattern with us and or an Associated Company of ours e your credit circumstances changing f your exposure to us and or an Associated Company of ours being concentrated in a particular Underlying Market or Sector.10 8 In addition, and without prejudice to any rights to which we may be entitled under this Agreement or any Applicable Laws, Rules and or Regulations we shal l have a general lien on all Assets and property held on your behalf by us until the satisfaction of all your obligations to us Without limitation, such general lien shall comprise the credit balances on your Accounts and the value of your open positions with us We may, in our absolute discretion and without notice to you, apply and or transfer any or all such Assets which you have deposited at any time with us or which may at any time be in our possession or control or carried on our books for any purpose, including safe keeping, between any of your Accounts with us and combine or set off between accounts and convert any currency into another Without prejudice to any other rights to which we may be entitled, we may at any time and without notice to you set-off any amounts whether actual or contingent, present or future at any time owing between you and us paying you the difference 10 9 You must be aware that CFD transactions carry a high degree of risk The amount of initial margin may be small relative to the value of the actual instrument you are trading so that transactions are leveraged or geared A relatively small market movement may have a disproportionately large impact on the Client position and overall account Leverage allows a client to initiate trades of much larger nominal value without having to fund the whole amount Instead a much smaller amount margin is used in order to initiate a trade For example, 50 1 leverage, also known as 2 margin requirement, means 2,000 of equity is required to initiate a trade on an instrument with a nominal value of 100,000 Leverage increases both upside and downside risk as the account is now that much more sensitive to price movements Our procedure for determining leverage is subject to a client by client basis which is determined among others by the assessment of client appropriateness and scoring metrics which allow the client a predetermined leverage based on knowledge and experience For more information please contact our Customer Support.11 Commissions, Fees Charges.11 1 You agree to pay us such fees and charges including, without limitation, spreads, charges, interest and other fees at such rates as are notified by us to you from time to time or published on our Online Trading Facility By accepting these Terms and Conditions, you acknowledge that you have read, understood and accepted the information under the Assets Section page posted on our website, in which all such Commissions and Charges including, without limitation, spreads, charges, interest and other fees are explained.11 2 We reserve the right to amend, alter, modify, delete or add to any of these Commissions and Charges at any time and at our sole discretion When these Commissions and Charges are modified the Changes we will post such Changes on our Online Trading Facility and or otherwise notify you of such Changes, each such notification of which shall be deemed as sufficient notice and it is your duty to consult and or to check reg ularly the information posted under the Spreads and Conditions Schedule on our Online Trading Facility regarding any such Changes Therefore, you should review the Spreads and Conditions Schedule on our Online Trading Facility from time to time so as to ensure that you will be aware of any such Changes Except if, and then to the extent provided otherwise in this Agreement, all Changes shall be effective five 5 calendar days after their initial posting on our Online Trading Facility, or as of the first time that you access and or use our Online Trading Facility after such amendments are made, whichever is sooner. Your continued use of our Online Trading Facility after the publication of any Changes shall be considered as your agreement to such Changes and shall be governed by those Terms and Conditions, as modified If you do not wish to be bound by those Changes, you should cease to use our Online Trading Facility and inform us in writing, immediately.11 3 In addition to the Commissions, Fees and Charges mentioned above, you shall be responsible for the payment of any other fees and charges that may be incurred as a result of the provision of our Services to you, including, without limitation, all applicable VAT if any and other duties and or taxes, and all other fees incurred by us in connection with any Transaction and or Contract and or in connection with maintaining a client relationship with you.11 4 In addition, we and or our Associates, Business Introducers, Tied Agents or other third parties may share and or benefit from commission, spread, mark-up, mark-down or any other remuneration in respect of any Transactions and or Contracts entered into by us and or in respect of any Transactions and or Contracts carried out on your behalf Details of any such remuneration or sharing arrangement are not explicitly set out on the relevant Settlement Trade Confirmations We may, upon reasonable request, to the extent possible and at our sole discretion, to disclose to you t he amount of any such commission, mark-up, mark-down or any other remuneration paid by us to any Associate, Business Introducer or other third party.11 5 You acknowledge and accept that in the case of no activity, including funding or trading in your account within a period of sixty 60 calendar days or more we reserve the right to classify your account as an Inactive Account Inactive Account and furthermore reserve the right to charge you an administrative fixed monthly fee of ten Euros 10 00 or alternative currency equivalent In the event that your account balance is zero we reserve the right to classify your account as dormant To reactivate your account you are required to communicate directly with the customer support department.11 6 Unless determined and stated otherwise in the terms agreed upon by mutual consent of the Parties, all Commissions and Charges and other fees and charges shall be regarded as being due and payable immediately Unless specified otherwise in these Terms and Conditions, any sums due to us pursuant to these Terms and Conditions may be deducted by us from the proceeds of any transaction or debited from your Account s with us In the event of late payment by you, overdue amounts shall bear interest at a rate that we shall reasonably determine.11 7 If we receive or recover any amount in respect of any of your obligations in a currency other than that in which such amount is payable, whether pursuant to a judgment of any court or otherwise, you will indemnify us and hold us harmless from and against any cost including costs of conversion and loss suffered by us as a result of receiving such amount in a currency other than the currency in which it is due.11 8 We offer the possibility to open Islamic Swap-free Accounts with us Swap-free trading accounts are available only to those clients who cannot use swaps owing to their religious beliefs Accordingly, in all instances where a request for an Islamic Swap-free Account is filed with us, we reserv e the right to require an adequate justification for and or proof of the necessity or need of any such conversion Furthermore, we reserve the right to refuse the processing of any such request for any reason whatsoever, without being obliged to provide any explanation or justification.11 9 While a client may file a request for an Islamic Swap-free trading account at any time, the filing of any such request entails that all of such client s other real trading Accounts with us will be converted into Swap-free trading accounts also, without any further notice being required Conversion of a real trading Account to a Swap-free trading account is performed by our Back-Office Department only upon the request and consent of those clients who complete and submit a request for an Islamic Swap-free Account Upon the receipt of such a duly signed and executed request, we shall evaluate the request and any ancillary documentation submitted to us and shall inform the client who requested the conversi on by e-mail whether the request is accepted or not.11 10 Clients are not allowed to use Swap-free Accounts to make profits from Swaps and may not request the payment of any Swap amounts that have been lost as a result of converting their real trading Account s into one or more Swap-free Account s for the period during which their real trading Account s has have been converted into one or more Swap-free account s.11 11 We reserve the right to revoke the Swap-free status granted to any real trading Account at any time without being obliged to provide any explanation or justification Furthermore, in the event that we detect any form of abuse, fraud, manipulation, cash-back arbitrage, carry trades, or other forms of deceitful or fraudulent activity in regard to any Swap-free Account of any client, we reserve the right, at any time. a with immediate effect, to revoke the Swap-free status from any and all real trading Accounts of such client that have been converted to a Swap-free trading Ac count b to correct and recover any un-accrued Swaps and any related un-accrued interest expenses and or costs pertaining to any and all of such client s Swap-free trading Accounts during the period for which such Accounts were converted into Swap-free trading Accounts and or c with immediate effect, to close all trading Accounts of such client with us, nullify all trades carried out in such client s trading Accounts with us and cancel and all profits or losses garnered in such client s trading Accounts with us 12 Payments.12 1 You must comply with the following when making payments to us. a Payments due including Margin payments will, unless otherwise agreed or specified by us, be required in currencies specified by us. b You may make any payment due to us by any of the following methods i debit or credit card or ii direct bank transfer Please note that we reserve the right to levy a reasonable administration charge for processing your payments c We do not accept payments from you by cas h or cheque. d In determining whether to accept payments from you under this clause, we will have utmost regard to our duties under law regarding the prevention of fraud and money laundering To this end, we may at our absolute discretion having regard to the law, reject payments from you or a third party or any other person other than yourself and return funds to source In particular, we will not accept payments from a bank account if it is not evident to us that the bank account is in your name.12 2 You should be aware of the following when you open a Transaction or deposit money into your account in a Currency other than your base Currency i e the currency in which your Account with us is denominated. a It is your responsibility to make yourself aware of the Currency that is designated as your base currency Details of your base currency are available on our Electronic Trading Service b Some Transactions will result in profit loss being accrued in a Currency other than your Base Currenc y The Assets Section specify the Currencies in which various Transactions are denominated, or alternatively such information is available from our client support team on request c We reserve the right to change the way in which we manage and or convert your non-Base Currency balances at any time in the future by providing you with ten 10 calendar days prior written notice 12 3 We will be under no obligation to remit any money to you if that would reduce your account balance taking into account running profits and losses to less than the Margin payments required on your open Transactions Subject thereto and to Term 12 4, money standing to the credit of your account will be remitted to you if requested by you Where you do not make such a request, we will be under no obligation to, but may, at our absolute discretion, remit such monies to you All bank charges howsoever arising will, unless otherwise agreed, be for your account The manner in which we remit monies to you will be at our abso lute discretion, having utmost regard to our duties under law regarding the prevention of fraud and money laundering We will normally remit money in the same method and to the same place from which it was received However, in exceptional circumstances we may, at our absolute discretion, consider a suitable alternative 12 4 Without prejudice to our right to require payment from you in accordance with Terms 12 1 and 12 2, we will at any time have the right to set off any losses incurred in respect of, or any debit balances in, any accounts including a joint account and an account held with an Associated Company of ours in which you may have an interest against any sums or other assets held by us for or to your credit on any other account including any joint account and any account held with an Associated Company of ours in which you may have an interest If any loss or debit balance exceeds all amounts so held, you must forthwith pay such excess to us whether demanded or not You also auth orise us to set off sums held by us for or to your credit in a joint account against losses incurred by the joint account holder You also authorise us to set off any losses incurred in respect of, or any debit balances in, any account held by you with an Associated Company of ours against any credit on your account s including a joint account with us.13 Default Default Remedies.13 1 Each of the following constitutes an Event of Default a your failure to make any payment including any payment of Margin to us or to any Associated Company of ours in accordance with the conditions set out in Term 11 b your failure to perform any obligation due to us c where any Transaction or combination of Transactions or any realised or unrealised losses on any Transactions or combination of Transactions opened by you results in your exceeding any credit or other limit placed on your dealings d if you are an individual, your death or your incapacity e the initiation by a third party of proceedings for yo ur bankruptcy if you are an individual or for your winding-up or for the appointment of an administrator or receiver in respect of you or any of your assets if you are a company or in both cases if you make an arrangement or composition with your creditors or any other similar or analogous procedure is commenced in respect of you f where any representation or warranty made by you in this Agreement is or becomes untrue g if the Company suspects that the Client is engaged into money laundering activities or terrorist financing or card fraud or other criminal activities h the Company reasonably suspects that the Client opened the Client Account fraudulently i you are or become unable to pay your debts as and when they fall due or j any other circumstance where we reasonably believe that it is necessary or desirable to take any action in accordance with Term 13 2 to protect ourselves or all or any of our other clients.13 2 If an Event of Default occurs in relation to your account s with us or in relation to any account s held by you with an Associated Company of ours, we may, at our absolute discretion, at any time and without prior notice a close or part-close all or any of your Transactions at a Closing Level based on the then prevailing quotations or prices in the relevant markets or, if none, at such levels as we consider fair and reasonable and or delete or place any Order on your account with the aim of reducing your exposure and the level of Margin or other funds owed by you to us b convert any Currency balances on your account into another Currency c exercise rights of set-off under Term 12 4, retain any funds, investments including any interest or other payment payable thereon or other assets due to you, and sell them without notice to you at such price and in such manner as we, acting reasonably, decide, applying the proceeds of sale and discharging the costs of sale and the sums secured under this clause d charge you interest on any money due, from close of b usiness on the date when monies first fell due until the date of actual payment at a reasonable rate not exceeding four per cent 4 above the applicable central bank s base rate from time to time e close all or any of your accounts held with us of whatever nature and refuse to enter into further Transactions with you f restrict the Client s trading activity until the Company can reasonably determine that an Event of Default occurred g in the case of fraud, forgery or use of stolen cards reverse the funds back to real owner or according to the instructions of the law enforcement authorities of the relevant country, or of the credit card company or of another financial institution h cancel or revoke any Benefits awarded i take legal action for any losses suffered by the Company 13 3 You acknowledge and agree that, in closing out Transactions under this Term 13, it may be necessary for us to work the order This may have the result that your Transaction is closed out in tranches at differen t bid prices in the case of Sells or offer prices in the case of Buys , resulting in an aggregate closing level for your Transaction that results in further losses being incurred on your account You acknowledge and agree that we shall not have any liability to you as a result of any such working of your Transactions.14 Client Money.14 1 If you are a Retail Client all funds which you transfer to us in connection with your Account will be treated as client money for the purposes of the Guidelines This means that such funds will be segregated from our money and will not be used by us in the course of our business The funds will be placed into either a a client money bank account at an approved bank and or 14 2 If there has been no action by you in respect of movement on your Account for a period of at least six 6 years and we have been unable to contact you, we may cease to treat any money held on your behalf as client money and, accordingly, release it from our client bank accounts Such money will, however, remain owing to you and we will make and retain records of all balances released from client bank accounts and will undertake to make good any valid claims against any released balances 14 3 It is not our policy to pay interest on monies held by us, and you agree to waive any entitlement to interest.15 Indemnity and liability.15 1 Neither we nor our directors, officers, employees or agents shall be liable for any losses, damages, costs or expenses incurred or suffered by you under this Agreement unless arising directly from our or their respective gross negligence, wilful default or fraud In no circumstances shall we have any liability for consequential loss or special damage Nothing in this Agreement will limit our liability for death or personal injury resulting from our negligence 15 2 We will not provide any tax advice or any other advisory service We shall not at any time be deemed to be under any duty to provide tax advice Without limitation, we do not accept liability for any adverse tax implications of any Transaction whatsoever 15 3 Without limitation, we do not accept any liability by reason of any delay or change in market conditions before any particular Transaction is affected 15 4 We shall not be liable for any partial or non-performance of our obligations hereunder by reason of any cause beyond our reasonable control, including without limitation any breakdown, malfunction or failure of transmission, communication or computer facilities, industrial action, acts and regulations of any governmental or supra national bodies or authorities or the failure of any relevant third party, intermediate broker, agent or principal of ourselves, custodian, sub-custodian, dealer, exchange, clearing house or regulatory or self-regulatory organisation, for any reason, to perform its obligations 15 5 Without prejudice to any other clause of this Agreement, we will have no liability to you in relation to any loss that you suffer as a result of any d elay or defect in or failure of the whole or any part of our Electronic Trading Services software or any systems or network links or any other means of communication We will have no liability to you, whether in contract or in tort including negligence in the event that any computer viruses, worms, software bombs or similar items are introduced into your computer hardware or software via our Electronic Trading Services, provided that we have taken reasonable steps to prevent any such introduction 15 6 You will make all your own decision to access and or use our Online Trading Facility or to enter into or execute any Transaction and or Contract You acknowledge and agree that our Electronic Trading Service does not and will not serve as the primary basis for any of your investment decisions concerning your Accounts You are solely responsible for any investment or trading decisions you make with respect to products identified on our Online Trading Facility and neither we, nor our directors , officers, shareholders, partners, members employees, agents, service providers, legal representatives and or Affiliates together our Associates shall be responsible for determining whether any Transaction or Contract you enter into is suitable, appropriate or advisable Neither we, nor our Associates are and will be, by virtue of providing our Online Trading Facility, an advisor or fiduciary for you or any Authorized Person 15 7 You acknowledge that a any market information or third party recommendations communicated to you or any Authorized Person, by us or any Associate, does not constitute advice to enter into any Transaction and or Contract b such information or recommendations, although based upon information obtained from sources believed by us to be reliable, may be based solely on a third party s opinion and that such information may be incomplete and may be unverified c we make no representation, warranty or guarantee as to, and shall not be responsible for, the accuracy or c ompleteness of any information or recommendations furnished to you or any Authorized Person and d we make no representations concerning the tax implications or treatment of trades entered into by you pursuant to these Terms neither we, nor our Associates accept any liability for any adverse tax implications of any Transaction whatsoever 15 8 We shall have no obligation to contact you to advise upon appropriate action in light of changes in Market Conditions including, without limitation, Market Disruptions or otherwise You acknowledge that the Market in leveraged derivatives is highly speculative and volatile and that, following execution of any transaction, you are solely responsible for making and maintaining contact with us and for monitoring open positions and ensuring that any further instructions are given on a timely basis In the event of any failure to do so, we can give no assurance that it will be possible for us to contact you and we accept no liability for loss alleged to b e suffered as a result of any failure by you to do so Without limitation, neither we, nor our Associates accept any liability by reason of any delay or change in market conditions before any particular Transaction is effected 15 9 Without limitation, neither we nor any of our Associates shall be liable for any loss arising from any act or omission of any Agent, Introducing Broker, Authorized Person or other third party who performs services for you.16 Representations Warranties.16 1 You represent and warrant to us, and agree that each such representation and warranty is deemed repeated each time you open or close a Transaction by reference to the circumstances prevailing at such time, that a the information provided to us in your application form and at any time thereafter is true and accurate in all respects b you are duly authorised to execute and deliver this Agreement, to open each Transaction and to perform your obligations hereunder and thereunder and have taken all necessary act ion to authorise such execution, delivery and performance c you will enter into this Agreement and open each Transaction as principal d any person representing you in opening or closing a Transaction will have been, and if you are a legal entity the person entering into this Agreement on your behalf is, duly authorised to do so on your behalf e where applicable, you have obtained all governmental or other authorisations and consents required by you in connection with this Agreement and in connection with opening or closing Transactions and such authorisations and consents are in full force and effect and all of their conditions have been and will be complied with f execution, delivery and performance of this Agreement and each Transaction will not violate any law, ordinance, charter, by-law or rule applicable to you, the jurisdiction in which you are resident, or any agreement by which you are bound or by which any of your assets are affected g if you are an employee or contractor of a financial services firm or any other firm that has controls over the financial transactions in which its employees and contractors deal, you will give us proper notice of this and of any restrictions that apply to your dealing h you will not use our prices for any purpose other than for your own trading purposes, and you agree not to redistribute our prices to any other person whether such redistribution be for commercial or other purposes i you will use the services offered by us pursuant to this Agreement in good faith and, to this end, you will not use any electronic device, software, algorithm, or any trading strategy Device that aims to manipulate or take unfair advantage of the way in which we construct, provide or convey our prices You agree that using a Device whereby in your dealings with us you are not subject to any downside market risk will be evidence that you are taking unfair advantage of us j you have considered your own Financial circumstances, needs and objectives an d concluded that dealing in Trading Activities is appropriate for you You warrant that you understand the Risks, Terms and Conditions of Transactions entered into with the Company, regardless of information supplied by the Company and are willing to take on those Risks k the Company does not, nor do any of its Directors, Officers, Agents or Employees, guarantee repayment of Capital or Payment of Income in relation to any funds deposited with the Company or any Transactions undertaken l no part of any funds remitted by you have been the proceeds of any illegal activity or used for any terrorist financing or money laundering activities You agree to provide such information related to your business and financial affairs as may be reasonably requested by the Company in order to comply with the Anti-Money Laundering and Countering Financing of Terrorism Act or other Legislative Requirements and m you are the Owner and Sole Beneficiary of the Account If you are not the Sole Beneficiary of th e Account, you must fill out and send to the Company the Joint Account Form You must indicate the names and details of the other Beneficiaries on the Declaration form 16 2 You have read and understood the Risk Disclosure Statement, which forms part of this Agreement and agree to all its Conditions In the absence of our fraud, wilful default or negligence, we give no warranty regarding the performance of our website s , our Electronic Trading Services or other software or their suitability for any equipment used by you for any particular purpose 16 3 Any breach by you of a warranty given under this Agreement, renders any Transaction voidable from the outset at our discretion.17 Market Abuse Prohibited Trading Techniques.17 1 You agree that you shall not take any action or enter into any course of conduct which would breach Applicable Regulations and or will or may alter, distort or manipulate the relevant underlying market in relation to any Transaction contemplated by this Agreement.17 2 You shall not unlawfully access or attempt to gain access, reverse engineer or otherwise circumvent any security measures that we have applied to our Online Trading Facility and or computer system s If, at our sole discretion, we were to determine that you are in breach of this clause, we reserve the right to take all action as we see fit, including, without limitation, completely blocking your access to our Online Trading Facility, blocking and or revoking your Access Codes and or terminating your Account Under these circumstances, we reserve the right to seize any profits and or revenues generated directly or indirectly by exercising any such prohibit trading activity and we shall be entitled to inform any interested third parties of your breach of this clause we have, and will continue to develop any tools necessary to identify fraudulent and or unlawful access and use of our Online Trading Facility any dispute arising from such fraudulent and or or unlawful trading activity will be resolved by us in our sole and absolute discretion, in the manner we deem to be the fairest to all concerned that decision shall be final and or binding on all participants no correspondence will be entered into.17 3 It is absolutely prohibited to use any software which we determine, at our sole discretion, to have as its purpose to apply any kind of artificial intelligence analysis to our Online Trading Facility and or computer system s with an ultimate goal to gain unfair advantage and exploit our trading facility in the event that we determine, at our own discretion, that any such artificial intelligence software has been used, or is being used, we reserve the right to take all action as we see fit, including, without limitation, completely blocking access to our Online Trading Facility, blocking and or revoking your Access Codes and or terminating your Account. Under these circumstances, we reserve the right to seize any profits and or revenues generated directly or indirectly b y exercising any such prohibit trading activity and or charge you with extra fees In addition, we shall be entitled to inform any interested third parties of your breach of this clause we have, and will continue to develop any tools necessary to identify fraudulent and or unlawful access and use of our Online Trading Facility any dispute arising from such fraudulent and or or unlawful trading activity will be resolved by us in our sole and absolute discretion, in the manner we deem to be the fairest to all concerned that decision shall be final and or binding on all participants no correspondence will be entered into. Moreover, it is absolutely prohibited to use any software in such a way which can cause serious negative impact on the performance of our servers and may prevent us from achieving the best possible result for our clients as regards the execution of their orders In the event that we identify any such activity, we reserve the right to take all action as we see fit, including , without limitation, completely blocking access to our Online Trading Facility, blocking and or revoking your Access Codes and or immediately terminating your Account Moreover, you acknowledge that once your Account has been terminated we may liquidate any outstanding contracts positions you have with us In view of the above, please note that you will be strictly prohibited from opening any new trading Account s and trade with our Company Nonetheless, in cases where you may successfully open an Account and trade with our Company due to any technical and or human error, we reserve every right to immediately close your Account upon identification, nullify any profit loss generated and refund the original amount of deposit, excluding any deposit and withdrawal charges.17 4 Internet, connectivity delays, and price feed errors sometimes create a situation where the price s displayed on our Online Trading Facility do es not accurately reflect market prices The concept of using trading strat egies aimed at exploiting errors in prices and or concluding trades at off-market prices and or by taking advantage of internet delays commonly known as arbitrage , sniping or scalping hereinafter, collectively, referred to as Arbitrage , cannot exist in an OTC market where the client is buying or selling directly from the principal accordingly, we reserve the right, at our sole discretion, NOT to permit the abusive exploitation of Arbitrage on our Online Trading Facility and or in connection with our Services any Transactions or Contracts that rely on price latency arbitrage opportunities may be revoked, at our sole discretion and without prior notice being required furthermore, in those instances, we reserve the right, at our sole discretion and without prior notice being required. a to make the necessary corrections or adjustments on the Account s involved including, without limitation, adjusting the price spreads available to the client b to restrict the Account s involved access t o streaming, instantly tradable quotes including, without limitation, providing manual quotations only and submitting any Orders to our prior approval c to retrieve from the Account s involved any historic trading profits that we can document as having been gained through such abuse of liquidity at any time during the client relationship d to terminate the client relationship and or close all Accounts involved including, without limitation all other Accounts held by the same Account holder with us immediately by giving written notice and or e to inform any interested third parties. Any indication or suspicion, in our sole discretion, of any form of arbitrage including but not limited to risk free profiting , abuse including but not limited to participant s trading activity patterns that indicate that the participant solely aims to benefit financially without being genuinely interested in trading in the markets and or taking market risk , internal hedging in coordination with other part ies, abuse of our no negative balance policy, fraud, manipulation, cash-back arbitrage or any other forms of deceitful or fraudulent activity, will constitute all Transactions carried and or profits or losses garnered as invalid In these circumstances, we reserve the right to close suspend either temporarily or permanently all of the Client s trading Accounts and or cancel all Transactions In view of the above, please note that you will be strictly prohibited from opening any new trading Account s and trade with our Company Nonetheless, in cases where you may successfully open an Account and trade with our Company due to any technical and or human error, we reserve every right to immediately close your Account upon identification, nullify any profit loss generated and refund the original amount of deposit, excluding any deposit and withdrawal charges. We have, and will continue to develop any tools necessary to identify fraudulent and or unlawful access and use of our Online Trading Fac ility any dispute arising from such fraudulent and or or unlawful trading activity will be resolved by us in our sole and absolute discretion, in the manner we deem to be the fairest to all concerned that decision shall be final and or binding on all participants no correspondence will be entered into.17 5 We shall have no obligation to contact you to advise upon appropriate action in light of changes in Market Conditions including, without limitation, Market Disruptions or otherwise You acknowledge that the Over-The-Counter Market in leveraged Financial Instruments is highly speculative and volatile and that, following execution of any transaction, you are solely responsible for making and maintaining contact with us and for monitoring your open positions and ensuring that any further instructions are given on a timely basis In the event of any failure to do so, we can give no assurance that it will be possible for us to contact you and we accept no liability for loss alleged to be su ffered as a result of any failure by you to do so.17 6 Without prejudice to any other provisions of this Agreement, you agree to indemnify us and hold us, our Affiliates and any of our Associates, harmless from and against any and all liabilities, losses, damages, costs and expenses, including, without limitation, legal fees and expenses incurred in connection with and or directly or indirectly related with, any fraudulent and or unlawful access and use by you of our Online Trading Facility and or the prevention and or remediation thereof, provided that any such liabilities, losses, damages, costs and expenses would not have not arisen, but for our gross negligence, fraud or wilful default.17 7 The Company may allow you to manage more than one trading accounts by using its various trading platforms Such offering is only available for the management of more than one trading accounts belonging to you You hereby represent, warrant, and agree that you will not use this facility to manage t rading accounts not belonging to you without obtaining the Company s prior written consent.18 Force Majeure Events.18 1 We may, in our reasonable opinion, determine that an emergency or an exceptional market condition exists a Force Majeure Event , in which case we will, in due course, inform the Commission and take reasonable steps to inform you A Force Majeure Event will include, but is not limited to, the following a any act, event or occurrence including without limitation any strike, riot or civil commotion, act of terrorism, war, industrial action, acts and regulations of any governmental or supra national bodies or authorities that, in our opinion, prevents us from maintaining an orderly market in one or more of the Instruments in respect of which we ordinarily deal in Transactions b the suspension or closure of any market or the abandonment or failure of any event on which we base, or to which we in any way relate, our quote, or the imposition of limits or special or unusual te rms on the trading in any such market or on any such event c the occurrence of an excessive movement in the level of any Transaction and or the Underlying Market or our anticipation acting reasonably of the occurrence of such a movement d any breakdown or failure of transmission, communication or computer facilities, interruption of power supply, or electronic or communications equipment failure e failure of any relevant supplier, intermediate broker, agent or principal of ours, custodian, sub-custodian, dealer, exchange, clearing house or regulatory or self-regulatory organisation, for any reason, to perform its obligations.18 2 If we determine that a Force Majeure Event exists, we may, at our absolute discretion, without notice and at any time, take one or more of the following steps a increase your Margin requirements b close all or any of your open Transactions at such Closing Level as we reasonably believe to be appropriate c suspend or modify the application of all or any of the clauses of this Agreement to the extent that the Force Majeure Event makes it impossible or impracticable for us to comply with the Term or Terms in question or d alter the Last Dealing Time for a particular Transaction.19 Amendment, Termination and Liquidation of Accounts.19 1 We may amend this Agreement and any arrangements made hereunder at any time by written notice to you You will be deemed to accept and agree to the amendment unless you notify us to the contrary within ten 10 Business days of the date of our amendment notice If you do object to the amendment, the amendment will not be binding on you, but your account will be Suspended and you will be required to close your account as soon as is reasonably practicable. Any amendment to this Agreement will come into effect on the date specified by us which will, in most cases, be at least ten 10 Business days after you are deemed to have received notice of the amendment in accordance with Term 9 10 unless it is impractical in the ci rcumstances to give 10 days notice Any amended agreement will supersede any previous agreement between us on the same subject matter and will govern any Transaction entered into after, or outstanding on, the date the new edition comes into effect We will only make changes for good reason, including but not limited to. a making this Agreement clearer b making this Agreement more favourable to you c reflecting legitimate increases or reductions in the cost of providing our service to you d providing for the introduction of new systems, services, changes in technology and products e rectifying any mistakes that may be discovered in due course f reflecting a change of Applicable Regulations or law.19 2 This Agreement and any arrangements hereunder may be Suspended or terminated by either party upon giving the other party written notice of Suspension or termination, which will take effect immediately, unless otherwise specified in the notice Any such Suspension or termination will not affect any obligation that may already have been incurred by either party in respect of any outstanding Transaction or any legal rights or obligations that may already have arisen under this Agreement or any dealings made thereunder.19 3 Without prejudice to any other provisions of this Agreement, in particular, but without limitation, those pertaining to Events of Default as described in Term 13 1, the Client relationship under this Agreement shall remain in force until terminated by either Party. Unless required by Applicable Laws, Rules and or Regulations either Party may terminate this Agreement and the relationship between us by giving seven 7 calendar days written notice of termination to the other. We may terminate this Agreement immediately, however, if you fail to observe or perform any provision of this Agreement or in case of an Event of Default, other than in the case of Force Majeure.19 4 Upon terminating this Agreement, all amounts payable by you to us will become immediately due and payable including but without limitation. a all outstanding fees, charges and commissions b any dealing expenses incurred by terminating this Agreement and c any losses and expenses realised in closing out any Transaction or Contract, or settling or concluding outstanding obligations incurred by us on your behalf On termination, we shall complete all Transactions and or Contracts that are already entered into or under execution and these Terms and Conditions shall continue to bind both parties in relation to such Transactions and or Contracts We shall be entitled to deduct all amounts due to us before transferring any credit balances on any Account s to you and we shall be entitled to postpone such transferring until any and all Transactions and or Contracts between you and us are closed Furthermore, we shall be entitled to require you to pay any charges incurred in transferring your investments. Termination shall not affect our outstanding rights and obligations in particular, with out limitation, relating to the Indemnities and Limitation of Liability Clauses and Transactions and or contracts which shall continue to be governed by this Agreement and the particular clauses agreed upon by and between you and us in relation to such Transactions and or Contracts, until all obligations have been fully performed. In the event that you involve us, directly or indirectly, in any type of fraud, we reserve the right, at our sole discretion and without prejudice to any other rights we may have under this Agreement, to reverse all previous Transactions and or Contracts, which would or could place our interests and or any of our other clients interests at risk.19 5 This is the most recent version of this Agreement This version of the Agreement modifies, replaces and supersedes all prior versions of this Agreement All amended terms shall be effective five 5 calendar days after their initial posting on our website s , or as of the first time that you access and or use our Onlin e Trading Facility after such amendments were made, whichever is sooner.20 Queries, Complaints and Disputes.20 1 Any queries should be raised with our customer support department Unresolved queries and complaints are handled by our compliance department according to our Complaints Handling Policy, which is available on our website s.20 2 Without prejudice to any of our other rights to close a Transaction under this Agreement, in any case where we are in dispute with you in respect of a Transaction or alleged Transaction or any communication relating to a Transaction, we may, at our absolute discretion and without notice, close any such Transaction or alleged Transaction, where we reasonably believe such action to be desirable for the purpose of limiting the maximum amount involved in the dispute, and we will not be under any obligation to you in connection with any subsequent movement in the level of the Transaction concerned If we close one or more of your Transactions under this Term , such action will be without prejudice to our right to contend in relation to any dispute that such Transaction had already been closed by us or was never opened by you We will take reasonable steps to inform you that we have taken such action as soon as practicable after doing so Where we close a Transaction or alleged Transaction in accordance with this Term, the closing will be without prejudice to your rights. a to seek redress or compensation for any loss or damage suffered in connection with the disputed or alleged Transaction or communication, prior to the closing and. b to open a new Transaction at any time thereafter, provided that such Transaction is opened in accordance with this Agreement, which will be applied, for the purposes only of calculating any relevant limits or money required from you, on the basis that our view of the disputed events or communication is correct 21 Governing Law.21 1 This Agreement and each Transaction entered into with you is in all respects gover ned by Cyprus Law and the courts of Cyprus will have non-exclusive jurisdiction to settle any disputes that may arise in relation thereto Nothing in this Term 21 will prevent us from bringing proceedings against you in any other jurisdiction 21 2 If you are situated outside of Cyprus, process by which any proceedings in Cyprus are begun may be served on you by being delivered to the address provided by you when you opened your account or to any new address subsequently notified to us Nothing in this Term affects our right to serve process in another manner permitted by law 22 Personal Data Privacy.22 1 You acknowledge that by opening an account with us and opening or closing Transactions, you will be providing us with personal information within the meaning of the Processing of Personal Data Law 2001 You consent to us processing all such information for the purposes of performing the contract and administering the relationship between you and us You consent to our disclosing such infor mation. a where we are required to by law b to Associated Companies c to Cyprus Law and any regulatory authorities upon their reasonable request d to service providers and business partners with whom we have a mutual relationship e to such third parties as we deem reasonable f where is necessary in order to prevent crime and g to such third parties as we see fit to assist us in enforcing our legal or contractual rights against you including but not limited to debt collection agencies and legal advisors.22 2 You authorise us, or our agents acting on our behalf, to carry out such credit and identity checks as we may deem necessary or desirable, including requesting a reference from your bank from time to time and you agree to assist us, where necessary, in obtaining such a reference You acknowledge and agree that this may result in your personal information being sent to our agents You agree that we will be permitted, if so required, to furnish relevant information concerning you or your account to any person who we believe to be seeking a reference or credit reference in good faith.22 3 You authorise us or our Associated Companies or any Trading Partner to telephone or otherwise contact you at any reasonable time in order to discuss any aspect of our business or of our Associated Companies business or of our Trading Partner s business If you do not wish us or our Associated Companies or our Trading Partners to so contact you for any direct marketing activities, you must inform us in writing.22 4 We may collect, store and process information obtained from you or otherwise in connection with the Agreement and the Transactions for the purpose of complying with FATCA or the CRS or other Applicable Laws, Rules and or Regulations By accepting these Terms and Conditions, you authorize us to provide, directly or indirectly, to any relevant tax authorities or any party authorised to audit or conduct a similar control of the Company for tax purposes information obtained from yo u or otherwise in connection with the Agreement and the Transactions and to disclose to such tax authorities any additional information that the Company may have in its possession that is relevant to your Account.23 1 We reserve the right to Suspend your account at any time If we Suspend your account, it means that you will generally not be permitted to open any new Transactions or increase your exposure under your existing Transactions, but you will be permitted to close, part close or reduce your exposure to us under your existing Transactions you will no longer be permitted to trade with us via our Electronic Trading Service We also reserve the right to Suspend a specific Transaction that you have opened with us If we Suspend a Transaction, it means that you will generally not be permitted to increase your exposure to us under the Suspended Transaction, but you will be permitted to close, part close or reduce your exposure to us under the Suspended Transaction.23 2 Our rights and re medies under this Agreement will be cumulative, and our exercise or waiver of any right or remedy will not preclude or inhibit the exercise of any additional right or remedy Our failure to enforce or exercise any right under this Agreement will not amount to a waiver or bar to enforcement of that right.23 3 We may assign the benefit and burden of this Agreement to a third party, in whole or in part, provided that any assignee agrees to abide by the Terms of this Agreement and subject to the Cyprus Law Such assignment will come into effect ten 10 Business days following the day you are deemed to have received notice of the assignment in accordance with Term 9 10 You agree that you may not assign the benefit and burden of this Agreement, whether in whole or in part, to any third party without our prior written consent.23 4 You acknowledge and agree that the copyrights, trademarks, database and other property or rights in any information distributed to or received by you from us including , but not limited to, our prices , together with the contents of our website s , brochures and other material connected with our dealing service and in any database that contains or constitutes such information, will remain the sole and exclusive property of ours or any third party identified as being the owner of such rights.23 5 If any Term or any part of any Term is held by a court of competent jurisdiction to be unenforceable for any reason then such Term will, to that extent, be deemed severable and not form part of this Agreement, but the enforceability of the remainder of this Agreement will not be affected.23 6 You will be responsible at all times for the payment of all taxes due and for providing any relevant tax authority with any information relating to your dealings with us You agree that if we provide you with any information or express any opinion in relation to the tax treatment of your dealings with us it will not be reasonable for you to rely upon any such statement an d it will not constitute tax advice.23 7 Our records, unless shown to be wrong, will be evidence of your dealings with us in connection with our services You will not object to the admission of our records as evidence in any legal or regulatory proceedings because such records are not originals, are not in writing or are documents produced by a computer You will not rely on us to comply with your record keeping obligations, although records may be made available to you on request at our absolute discretion.24 Definitions Interpretation.1 In this Agreement. Access Codes means the Client s access codes, any login code, password s , Client s trading account number and any information required for accessing the Company s trading platform and or Company s Client portal Applicable Regulations all applicable laws, rules and regulations as in force from time to time under the Republic of Cyprus jurisdiction Associate s Associated Company ies means an undertaking in the same group as us, a representative whom we or an undertaking in the same group as us appoint, or any other person with whom we have a relationship that might reasonably be expected to give rise to a community of interest between us and them Authorized Person , unless the context otherwise requires, shall mean a person authorized by a client under a limited power-of-attorney, in accordance with these Terms and conditions, to represent such client and give Instructions to us Business day means any day other than a Saturday, Sunday and a public holiday in the Republic of Cyprus Buy h as the meaning attributed to it in clause 5 1 a Closing Level means the level at which a Transaction is closed Contract Details means the section of the public pages of our website designated as the Asset Specifications as amended from time to time Contract for Differences or CFDs is a type of Transaction the purpose of which is to secure a profit or avoid a loss by reference to fluctuations in the value or price of an Instrument Types of Contracts for Differences include, but are not limited to Foreign Exchange CFDs, Futures CFDs, Option CFDs, Share CFDs, Stock Index CFDs Contract Value means the number of shares, contracts or other units of the Instrument that you are notionally buying or selling multiplied by our then current quote for closing the Transaction Currency shall be construed so as to include any unit of account CRS shall refer to the Common Reporting Standard CRS as developed by the Organization for Economic Co-operation and Development OECD for the Automatic Exchange o f Financial Account Information which forms the legal basis for exchange of data with regards to Tax matters Electronic Conversation means a conversation between you and us held via our Electronic Trading Services Electronic Trading Services and Online Trading Facility means any electronic services together with any related software including without limitation trading, direct market access order routing or information services that we grant you access to or make available to you either directly or through a third party service provider, and used by you to view information and or enter into Transactions Event of Default has the meaning attributed to it in clause 13 1 Exchange Rate means the rate in relation to two currencies in respect of which you may wish to open a Foreign Exchange CFD at which a single unit of the first currency that you state may be bought with or, as the case may be, sold in, units of the second currency that you state Expiry Transaction means a Transaction which has a set contract period, at the end of which the Expiry Transaction expires automatically Force Majeure Event has the meaning attributed to it in clause 18 FATCA shall mean Foreign Account Tax Compliance as defined in sections 1471 to 1474 of the U S Internal Revenue Code of 1986 or any associated regulations or other official guidance Initial Margin means the amount of money you are required to pay us in order to open and a Transaction on your behalf Instrument means any stock, share, futures contract, forward or option contract, commodity, precious metal, Exchange Rate, interest rate, debt instrument, stock or other index, or other investment in respect of which we offer to deal in Transactions Last Dealing Time means the last day and as the context requires time before which a Transaction may be dealt in, as set out in the Assets Section or otherwise notified to you, or otherwise the last day and as the context requires time on which the underlying Instrument may be dealt in on th e relevant Underlying Market Limit Order has the meaning given to it in clause 7 Manifest Error has the meaning given to it in clause 8 Margin means the amount of money you are required to pay us in order to open and maintain a Transaction Margin Call shall refer to the Margin required to maintain your open positions accordingly, if the equity in your Account drops below the Margin Level required to maintain your open positions, you will receive a Margin Call Market Spread means the difference between the bid and offer prices for a transaction of equivalent size in an Instrument, or a related Instrument, in the Underlying Market Market Disruption shall include but not be limited to, the imposition by any government authority, central bank or multinational organization of material restrictions or limitations on the trading, transfer or settlement of transactions in any Underlying Instrument s such as, the imposition of price controls, currency exchange controls, mandatory exchange rates with respect to a particular Underlying Instrument or a Force Majeure Event , which have or may have a material influence on the settlement of Transactions and or Contracts in related Financial Instruments Minimum Size means, in respect of a Transaction in which a Minimum Size applies, the minimum number of shares, contracts or other units of an Instrument that we will deal on, which in most cases is specified in the Assets Section and, where not so specified, we will inform you of on request Opening Level means the level at which a Transaction is opened Order means a Stop Order, Limit Order or any other type of order detailed in this Agreement, or which we may offer from time to time, as the case permits Order Execution Policy means a document that describes all of our order execution arrangements in place to ensure that, when executing order, we take all reasonable steps to obtain the best possible results for clients in accordance with the applicable law P L means realized and or u nrealized profits and or losses, as the case permits Relevant Person a director, employee or equivalent, manager or where applicable, Tied Agent of the Company Rules means articles, rules, regulations, procedures, policies and customs, as in force from time to time Access Codes means one or more user identification codes, digital certificates, passwords, authentication codes, or such other information or devices electronic or otherwise as may be provided or specified to you, to enable your access to the Electronic Trading Services Sell has the meaning attributed to it in clause 5 1 a Spread has the meaning attributed to it in clause 4 and may, as the context requires, include Market Spread Statement means a written confirmation of our dealings with you including any Transactions that you open and or close, any Orders that you set and or edit and any charges that we apply Stop Order has the meaning given to it in clause 7 1 Suspend has the meaning given to it in clause 23 1, and Suspe nsion and Suspended has a corresponding meaning System means all computer hardware and software, equipment, network facilities and other resources and facilities needed to enable you to use an Electronic Trading Service Trading Partner means any person with whom we have a contractual relationship with, for example a joint venture relationship, partnership relationship, agency relationship or introducing broker relationship Transaction means any kind of trade we may offer from time to time including a future, contract for differences, spot or forward contract of any kind in relation to any Instrument including a security or any combination of Instruments and means either or both Expiry Transactions or Undated Transactions as the context requires Undated Transaction including Undated Buy and Undated Sell Transactions as appropriate means a Transaction with an indefinite contract period that is not capable of expiring automatically Underlying Market means the Exchange and or other similar body and or liquidity pool on which an Instrument is traded or trading in that Instrument as the context requires. -.Terms and Conditions. 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PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE IF YOU DO NOT UNDERSTAND THESE TERMS AND CONDITIONS, DO NOT USE OUR WEBSITE WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT INDIVIDUAL, SPECIFIC NOTICE TO YOU, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR WEBSITE YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT, INCLUDING ANY AND ALL MODIFICATIONS, ADDITIONS, DELETIONS, OR OTHER CHANGES. 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Any other policies, notices, or other legal administrative pag es contained in our website are necessarily incorporated into these Terms of Service and Conditions of Use This may include, without limitation, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice, Anti-Spam Policy, and FTC Compliance Policy. You agree to obey all applicable laws and regulations regarding your use of our Mi Ewallet website and the content and materials provided in it. Our website is an independent, stand-alone entity that has no relationship, connection, or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise You should assume no other party, by mere mention of their name, has endorsed anything you see here The aim is simply to provide useful resources for our readers, some of which we may be compensated for You should simply assume at all times we are being compensated and, while that may not prompt us to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.1 Copyright, Licenses and Idea User Submissions. The following describes the Copyright Notice for our website. The entire contents of our website are protected by intellectual property law, including international copyright and trademark laws The owner of the copyrights and or trademarks are our website, and or other third party licensors or related entities. You do not own rights to any article, book, ebook, document, blog post, software, application, add-on, plugin, art, graphics, images, photos, video, webinar, recording or other materials viewed or listened to through or from our Mi Ewallet website or via email or by way of protected content in a membership site The posting of data on our website, such as a blog comment, does not change this fact and does not give you any right in the data You surrender any rights to your content once it becomes part of our website. YOU MAY NOT M ODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE CONTENT ON OUR WEBSITE, INCLUDING TEXT, GRAPHICS, CODE AND OR SOFTWARE You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the content in any way for any public or commercial purpose The use of paid content on any other website or in a networked computer environment for any purpose is prohibited If you violate any of the terms or conditions, your permission to use the content automatically terminates and you must immediately destroy any copies you have made of the content. You are granted a nonexclusive, nontransferable, revocable license to use our website only for private, personal, noncommercial reasons You may print and download portions of material from the different areas of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form Moreover, you agree not to modify or delete any copyright or proprietary notices from the materials you print or download Also note that any notice on any portion of our website that forbids printing downloading trumps all prior statements and controls. As a user, you agree to use the products and services offered by our website in a manner consistent with all applicable local, state and federal laws and regulations No material shall be stored or transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights. Our Mi Ewallet website prohibits conduct that might constitute a criminal offense, give rise to civil liability or otherwise violate any law Any activity that restricts or inhibits any other user from using the services of our website is also prohibite d Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on our website. You agree to grant to our website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information including, without limitation, ideas contained therein for new or improved products and services you submit to any public areas of our website such as bulletin boards, forums, blog, and newsgroups or by e-mail to our website by all means and in any media now known or hereafter developed You also grant to our website the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto You agree that you shall have no recourse against our website for any alleged or actual inf ringement or misappropriation of any proprietary right in your communications to our website. Publications, products, content or services referenced herein or on our website are the exclusive trademarks or servicemarks of our Mi Ewallet website or related parties Other product and company names mentioned in our website may be the trademarks of their respective owners. Links to Our Website. You may provide links to our website, provided you do not change, remove, or obscure the copyright notice or other notices on our website Your website or other source of links must not engage in illegal or pornographic activities Finally, you may link provided you understand that you must stop linking to our website immediately upon request by our website.2 Use of our website. You agree, acknowledge, and accept that we are not trained professionals and do not purport to render professional or expert advice in any arena. Data contained on or made available through our Mi Ewallet website is not intended to be, and does not constitute, legal advice Our website, and your use of it, does not create an attorney-client relationship We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website. Data contained on or made available through our website is not intended to be, and does not constitute, medical or health advice Our website, and your use of it, does not create a physician-patient relationship We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website. Data contained on or made available through our website is not intended to be, and does not constitute, financial investing advice Our website, and your use of it, does not create an advisor-client relationship We do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website. Your use of our Mi Ewallet website or materials linked to our website is completely at your own risk You sh ould not act or depend on any data on our website, where applicable, without seeking the counsel of a competent lawyer licensed to practice in your jurisdiction for your particular legal issues You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent physician licensed to practice in your jurisdiction for your particular medical issues You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent financial advisor licensed to practice in your jurisdiction for your particular financial needs and issues. We may make changes to the features, functionality or content of our website at any time We reserve the right in our sole discretion to edit or delete any data appearing on our website. Your Duty To Other Users. Your use of our website is for your own personal, non-commercial benefit In no way are you to leverage our website in a way that mines for the personal information of other, whether in blog comments or otherwise, for your own use or for the benefit of others This includes, but is not limited to, spam unsolicited commercial email. If you inadvertently obtain personal information about other users, you shall not share this with anyone else. Access to certain areas of our Mi Ewallet website is restricted We reserve the right to restrict access to other areas of our website, or indeed our whole website, at our discretion. If we provide you with a user ID username and password to enable you to access restricted areas of our website or other content or services, you must ensure that that user ID and password is kept confidential You may not share your user ID and or password with anyone for any reason, either directly or indirectly You accept responsibility for all activities that occur under your user ID or password. We may disable your user ID and password at our sole discretion or if you breach any of the policies or terms governing your use of our Mi Ewa llet website or any other contractual obligation you owe to us. You understand that, except for information, products or services clearly identified as being supplied by our website, our website does not operate, control or endorse any information, products or services on the Internet in any way Except for information identified by our website as such, all information, products and services offered through our website or on the Internet generally are offered by third parties that are not affiliated with our website, and we may be compensated. You also understand that our Mi Ewallet website cannot and does not guarantee or warrant that files available for downloading through our website will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a mean s external to our website for the reconstruction of any lost data. Assumption of Risk. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE AND THE INTERNET OUR WEBSITE PROVIDES OUR WEBSITE AND RELATED INFORMATION AS IS AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH REGARD TO THE PRODUCT OR SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND OUR WEBSITE SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY OUR WEBSITE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK OUR WEBSITE HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS YOU MIGHT SOMEHOW ACCESS. Limitation of Liability. The content may contain inaccuracies or typographical errors Our Mi Ewallet website makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using our website or the content on it Use of our website and the content is at your own risk Changes are periodically made to our website, and may be made at any time. OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE OR THAT OUR WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS OR CONDITIONS IF YOUR USE OF OUR WEBSITE OR THE CONTENT RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE COSTS. Express Disclaimer of Consequential Damages. IN NO EVENT WILL OUR WEBSITE, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT OUR WEBSITE BE LIABLE FOR I ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE EVEN IF OUR WEBSITE OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR II ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU IN SUCH STATES, LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW, RESULTING IN THE SMALLEST DOLLAR AMOUNT PERMITTED FOR THE AGGREGATE LIABILITY FOR BOTH OUR WEBSITE AND AFFILIATED PARTIES FOR A CLAIM DERIVING FROM OR RELATED TO OUR WEBSITE THIS IS IN PLACE OF ANY AND ALL OTHER REMEDIES OTHERWISE AVAILABLE. Links to Other Websites. Our website contains links to third party Websites Our Mi Ewallet website makes no representations whatsoever about any other website which you may access through this one or which may link to this website When you access a website from our website, please understand that it is independent from our website, and that our website has no control over the content on that website These links are provided solely as a convenience to you and not as an endorsement by our website of the contents on such third-party Websites Our website is not responsible for the conte nt of linked third-party Websites and does not make any representations regarding the content or accuracy of material on such third party Websites If you decide to access linked third-party Websites, you do so at your own risk We do not necessarily endorse, recommend, suggest or otherwise make any overture or prompt for action regarding any product or service offered You should assume we are compensated for any purchases you make Again, any income claims should be construed as atypical results and you assume the risk that inferior results obtain, including losses, for which we carry no responsibility or liability. As a user of our Mi Ewallet website, you are responsible for your own communications and are responsible for the consequences of their posting You must not do the following things post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it post material that reveals trade secrets, unless you own them or have th e permission of the owner post material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of our website or any other person or entity post a sexually-explicit image post advertisements or solicitations of business post chain letters or pyramid schemes or impersonate another person. Our website does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of our website or endorse any opinions expressed by users of our website You acknowledge that any reliance on material posted by other users of our website will be at your own risk. Our Mi Ewallet website does not necessarily screen communications in advance and is not responsible for screening or monitoring material posted by users of our website If observed by our website and or notified by a user of communications which allegedly do not conform to this agreement, our website may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication Our website has no liability or responsibility to users of our website for performance or nonperformance of such activities Our website reserves the right to expel users of our website and prevent their further access to our website for violating this agreement or any law or regulation, and also reserves the right to remove communications which are abusive, illegal, or disruptive. Social Media Warning Divulgence of Personal Private Information. Social media has provided a platform for internet users to disclose much personal information about themselves, in a way that seems innocuous, if not proper and expected However, more than a few folks have already lived to regret personal information that was shared either by them or others This has long been true of si mple email It is exponentially true of social websites and applications for social media on any other website, including this one You are cautioned against carelessly disclosing information. You agree to indemnify, defend and hold harmless our Mi Ewallet website, its members, officers, directors, employees, agents, licensors, suppliers and any third party information providers to our website from and against all losses, expenses, damages and costs, including reasonable attorneys fees, resulting from any use of our website or violation of this Agreement including negligent or wrongful conduct by you or any other person accessing our website.4 Third Party Rights. The provisions of paragraphs 2 Use of the Service , and 3 Indemnification are for the benefit of our website and its owners, officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service Each of these individuals or entities shall have the right to assert and enforce those p rovisions directly against you on its their own behalf. We reserve the right to investigate complaints or reported violations of these Terms of Service and Conditions of Use and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic data. This Agreement, in whole or in part, may be terminated by Mi Ewallet without notice at any time for any reason The provisions of paragraphs 1 Copyright, Licenses and Idea Submissions , 2 Use of the Service , 3 Indemnification , 4 Third Party Rights , 6 Hiring an Attorney No Attorney-Client Relationship , and 7 Miscellaneous shall survive any termination of this Agreement, in whole or in part. an Investment Advisor, Attorney, or Medical or Other Professional No Attorney-Client Relationship or Fiduciary Capacity. Choosing a lawyer, doctor, or investment advisor is a serious matter and should NOT be based solely on data contained on our website or in advertisements. The law is constantly changing and the data may not be complete or accurate depending on your particular legal issue Each legal issue depends on its individual facts and different jurisdictions have different laws and regulations This is why you should seriously consider hiring licensed, professional counsel in your jurisdiction. Medical issues are complex, and can often stem from both organic and psychological factors Never should a website be used as a source of diagnosing or treating medical problems. Financial matters are highly individualistic Risk tolerance is just one factor to consider before making any investments or financial decisions For these, and other, reasons, you should look to the guidance of a traine d professional, not a website. You may send us email, but in no instance will this communication in any way be construed as initiating an attorney-client relationship, or other professional relationship, and so the contact should not include confidential or sensitive data because your communication will not be treated as privileged or confidential. This Agreement shall treated as though executed, set in force, and performed in the State of YOURSTATE Accordingly, it shall be governed and construed in accordance with the laws of YOURSTATE in terms of those applicable to agreements, without regard to conflict of law principles. Any cause of action by you with respect to our Mi Ewallet website must be instituted within one 1 year after the cause of action arose or be forever waived and barred All actions shall be subject to the limitations set forth in these Terms of Service and Conditions of Use Any legal claim arising out of or relating to these Terms of Service and Conditions of Use or our website, excluding intellectual property right infringement and other claims by us, shall be settled confidentially through mandatory binding arbitration per the American Arbitration Association commercial arbitration rules The arbitration shall be conducted in YOURSTATE Each party shall bear one half of the arbitration fees and costs incurred, and each party shall bear its own lawyer fees All claims shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. Neither the course of conduct between the parties nor industry trade practice shall act to modify any provision of this Agreement. Our website may assign its rights and duties under this Agreement to any party at any time without notice to you. The language in these Terms of Service and Conditions of Use shall be interpreted as to its fair meaning and not strictly for or against any party Any rule of construction to the effect that ambiguities are to be resolved against the drafting party i e contra preferentum shall not apply in interpreting these Terms of Service and Conditions of Use, as the Agreement shall be construed as having been co-authored by the parties. Should any part of these Terms of Service and Conditions of Use be held invalid or unenforceable, that portion shall be construed as much as possible consistent with applicable law and severability shall apply to the remaining portions, so that they remain in full force and effect. This Agreement Prevails. To the extent that anything in or associated with our website is in conflict or inconsistent with these Terms of Service and Conditions of Use, these Terms of Service and Conditions of Use shall take precedence. Our failure to enforce any provision of these Terms of Service and Conditions of Use shall not be deemed a waiver of the provision nor of the right to enforce the provision. Our rights under these Terms of Service and Conditions of Use shall survive any termination of this agreement. Any rights not expressly granted herein are reserved to Mi Ewallet. CHANGE NOTICE As with any of our administrative and legal notice pages, the contents of this page can and will change over time Accordingly, this page could read differently as of your very next visit These changes are necessitated, and carried out by Mi Ewallet, in order to protect you and our Mi Ewallet website If this page is important to you, you should check back frequently as no other notice of changed content will be provided either before or after the change takes effect. COPYRIGHT WARNING The legal notices and administrative pages on this website, including this one, have been diligently drafted by an attorney We at Mi Ewallet have paid to license the use of these legal notices and administrative pages on Mi Ewallet for your protection and ours This material may not be used in any way for any reason and unauthorized use is policed via Copyscape to detect violators. QUESTIONS COMMENTS CONCERNS If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so by following this link.

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